How do you decipher cryptic stuff on your credit report ?

[deftron]

Trying to fix my credit, have a couple judgements on my report, but

I have no idea how to get ahold of these companiies I owe money to.

Example:

MARLIN INT (Individual)

Credit Grantor Contact Information
Not on record

Account Number Not on record
Account Type Open Account
Credit Limit
(High Credit)
$266
Minimum Monthly Payment (Terms) $0

Date Opened Not on Record
Date of Last Activity June, 2000
Description Collection account


Last Report on October, 2004
Balance Current status Past Due Amount
$266



I have no idea who that is, and it says contact info not available...

I have a couple other ones like this too

 

[deftron]

I have another one that doesn't list the name of the agency:

Collection #1
Collection Agency 484YC01270
Original Creditor Not on record
Account Number (deleted)
Whose Account Individual
Date Assigned January, 2002
Date Reported August, 2004
Amount $78
Balance $136
Balance Date August, 2004
Date Last Activity September, 2001
Collection Status Unpaid
Status Date August, 2004


How do I find out who this is ??

 

[The Stigenator]

you need to contact the credit record company and dispute it with them.. esp if you know you dont have any idea who the judgement is from.

 

[deftron]

Equifax ?


I got the report from myFICO ..

 

[deftron]

anyone ?