How do the credit card gift cards work?

[Shawn]

How do you know how much is left on the card when you don't charge full amount? Also what happens if there is $15 on the card and you want to charge $20? Most places won't let you do $15 on the card and $5 cash right?

 

[KLin]

it has a smart chip in it. it's knows all of your personal information too.

 

[Shawn]

skynet? 😕

 

[Eli]

1) You keep track.

2) It is declined.

3) Most places probably won't have a problem with 15$ from the card and 5$ cash, unless it's not possible to do with their register or something.

 

[aphex]

Something to keep in mind with those, typically they pre-authorize $1-2 everytime you use it. So if you buy something that comes to say $20 (including tax) and you have a $20 visa gift card, it will deny the charge, since it preauthorized $1 and only $19 was available right that instant. You'll get that $1-2 back, but it sure as hell is hard to use the "whole" card. Freakin PITA.

 

[NutBucket]

Originally posted by: aphex
Something to keep in mind with those, typically they pre-authorize $1-2 everytime you use it. So if you buy something that comes to say $20 (including tax) and you have a $20 visa gift card, it will deny the charge, since it preauthorized $1 and only $19 was available right that instant. You'll get that $1-2 back, but it sure as hell is hard to use the "whole" card. Freakin PITA.

I've never had that problem; course the only one I've ever used was the one I got for test driving an Expedition....

 

[RossMAN]

Originally posted by: Eli
1) You keep track.

2) It is declined.

3) Most places probably won't have a problem with 15$ from the card and 5$ cash, unless it's not possible to do with their register or something.

Yep.

Pay them $5 cash and ask to charge the other $15 on your cc gift card, it should work.

 

[Shawn]

Hmm..... can I just paypal myself the money?