If you're depending on a qualified "technician" or a friend who is computer-building "savvy," maybe water-cooling isn't for you. I think you could do better than what you now have by selecting either an AiO cooler or top-end heatpipe cooler like a Noctua NH-U14S, NH-D14 or NH-D15.
One of us here -- check the "CPUs and OC'ing" forum -- is setting up a Haswell-E system, and has managed so far to overclock it to 4.4 Ghz with a D14 cooler. Since the Haswell's have higher TDP (thermal-design-power) than your Ivy-Bridge "E" system, I think you could do just as well -- maybe better.
If you don't feel so confident meddling with your hardware, you could either let your tech-guy add the water-cooling, let your tech guy add a better heatpipe-cooler, or proceed cautiously and slowly on your own to build that confidence.
Nothing to be ashamed of. I have an old college friend (class of '70) who dropped out and later enrolled in a "computer-science / information systems" program. She's deathly afraid of touching internal computer components, and I don't think that's changed much.
A lot of us have deferred using custom water-cooling because of the risks cited by the Puget-systems author, but there are risks with everything. It IS important to understand that you could install cooling capacity that keeps severe load temperatures below 45C, and you still wouldn't get better overclocking results. Instead, you want cooling capacity that will keep temperatures low enough so that temperatures don't require higher voltage (leading to higher temperatures), and so that temperatures don't create electrical noise causing instability. There is a happy medium.
I think it's like Goldilocks and the three bears with the porridge. You don't want "too big;" don't want "too little." You just want it to be "just right."
But ask AigoMorla -- our water-cooling guru. You will have to do "maintenance." Part of the fascination with water-cooling is the "bling."
As for fans -- I get by (no -- I excel!) with only four. I don't have a noise problem. But I had to pursue some tedious work to squeeze the maximum out of my D14 cooler. You don't sound like the type of user who wants to do such things.
I wouldn't discourage you from BECOMING that type of user, though.