Well, under test conditions, at least one X-Connect blew up before shutting itself down. Of course it was hooked up to a dummy load that was pretty indestructible. Don't know what would have happened had it been in an actual system.
Yes, mobo manuals could be a bit clearer, but I doubt it is possible for the Asian mind to comprehend the levels of stupid that exist here. If you don't know how to do something and have never done something before it would make sense that one would educate oneself before proceeding (there is a cornucopia of PC building guides on the web and in book, CD and video forms) - but not here. I have read in these forums of several instances of forum members having pulled the bonehead stunt of which the OP speaks.
Unfortunately some case mfrs have begun stamping the standoffs right into the metal of the mobo pan (mine for one) so "standoffless" installation might be assumed, by some that had only seen such, to be the norm.
.bh.