How can a Credit Union be legally racist?
- Thread starter Analog
- Start date
I'm against AA. Plainly and simply, I don't see the societal benefit to current discrimination in order to supposedly 'correct' past discrimination.
Another tidbit though - the Michigan Daily had a headline in their paper yesterday that said "Fundamentally Flawed" with a funny-looking pic of GW Bush underneath it. My bright idea - cross out the "Funda" and hang it up on my door...so now it says "Mentally Flawed" with a weirdo president below it.
Queasy
Moderator<br>Console Gaming
- Aug 24, 2001
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Having a Catholic only Credit Union is NOT racist. There are black Catholics, asian Catholics, hispanic Catholics, etc so where is the racism coming in?
There could be a Muslim only Credit Union but NO financial institution is going to be FDIC insured if they discriminate on the basis of race.
Queasy
Moderator<br>Console Gaming
- Aug 24, 2001
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What they're doing is not discriminatory. That is how Credit Unions are setup. There is a Credit Union at my job that only people who work for my company can use. Same thing for Teachers, Union Workers, etc. If a Catholic organization wanted to come together and create a credit union for members of its church, then that is their perogative.
- Jan 7, 2002
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WHO CAN JOIN
Catholics living in the Dioceses of Saginaw which includes Arenac,
Bay, Clare, Gladwin, Gratiot, Huron, Isabella, Midland, Saginaw,
Sanilac and Tuscola counties.
Employees of the Saginaw Dioces (or Catholic Parishes)
Students and Employees of Catholic Schools in the Saginaw Diocese.
Relatives of a Catholic Federal Member regardless of where they
live, what their religion is or thier relationship to the member, by
blood or marriage.
Sorry, let me clarify. I didn't mean discriminatory like illegal discrimination. I meant discriminatory in the sense that credit unions must discriminate in order to stay in business. It's just like a regular union - they have to exclude some people to be effective.
My CU only allows members who work at the local high-tech companies. My previous one only allowed members who worked at the USPS and their family members.
Does that make those two CU's discriminatory? Of course not.
Does that make those two CU's discriminatory? Of course not.
dullard
Elite Member
- May 21, 2001
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The way the law is currently interpreted is that public organizations cannot use race as a sole consideration for determination of membership. That is about the extent of the law. So there are two legal ways to discriminate:
(1) don't be a public organization - private organizations can legally include/exclude anyone they choose. Boyscouts can legally exclude gays. The KKK can legally exclude blacks. The Augusta golf course can legally exclude women. Since they are private organizations, discrimation laws don't apply.
(2) don't let race be the sole consideration. Courts have held up many times that if you are excluded from a PUBLIC organization only based on your race then it is illegal. If a public organization only asks if you are black/white and then makes their choice based on that, it is illegal. However if a public organization sees two equally (or nearly equally) qualified people, then they can make the decision based on race. Suppose two college applicants come from the same school, got the same grades, were in the similar extraciricular activities, then race can be considered.
So since a credit union is a private organization, they can do whatever they want.
There are some interesting points to make here as well. Unless a law specifically outlaws a certain type of discrimination, then it isn't illegal. The military (a public organization) can legally discriminate against gays for example. Federal money can in limited ways go towards a private organization that discriminates, as long as the use of the money has nothing to do with discrimination. For example, a government can legally give computers to all schools (even religious ones). But a government cannot just give the computers to schools solely since they are religious. Thus the federal government can legally insure all deposits, it doesn't matter if some go towards discriminatory organizations. They couldn't make a decision to give insurance to a specific discriminatory credit union, but they CAN give a blanket insurance that may or may not include discriminatory credit unions.
(1) don't be a public organization - private organizations can legally include/exclude anyone they choose. Boyscouts can legally exclude gays. The KKK can legally exclude blacks. The Augusta golf course can legally exclude women. Since they are private organizations, discrimation laws don't apply.
(2) don't let race be the sole consideration. Courts have held up many times that if you are excluded from a PUBLIC organization only based on your race then it is illegal. If a public organization only asks if you are black/white and then makes their choice based on that, it is illegal. However if a public organization sees two equally (or nearly equally) qualified people, then they can make the decision based on race. Suppose two college applicants come from the same school, got the same grades, were in the similar extraciricular activities, then race can be considered.
So since a credit union is a private organization, they can do whatever they want.
There are some interesting points to make here as well. Unless a law specifically outlaws a certain type of discrimination, then it isn't illegal. The military (a public organization) can legally discriminate against gays for example. Federal money can in limited ways go towards a private organization that discriminates, as long as the use of the money has nothing to do with discrimination. For example, a government can legally give computers to all schools (even religious ones). But a government cannot just give the computers to schools solely since they are religious. Thus the federal government can legally insure all deposits, it doesn't matter if some go towards discriminatory organizations. They couldn't make a decision to give insurance to a specific discriminatory credit union, but they CAN give a blanket insurance that may or may not include discriminatory credit unions.
Queasy
Moderator<br>Console Gaming
- Aug 24, 2001
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The standard that you posted are contradictory from what you just said.
The people that are eligible are either members of Catholic churches, employees of the catholic churches, student or employees of catholic schools, and relatives of a Catholic Federal Member regardless of their religion
Where is the racism? Where is the illegal discrimination? They allow non-Catholic family members to join. The only requirement is that you be associated with the Catholic church in that area through membership, employment, or academics.
Queasy
Moderator<br>Console Gaming
- Aug 24, 2001
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Originally posted by: FoBoT
^^^
since when does
catholic == race ?
Since it became popular in the media and among politicians that anything that goes against their agendas is racist. Seriously, these folks cry racism so much that the impact of true racism is lost on some.
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