I wouldn't really worry about it. After the Target one, my bank canceled my CC and just issued me a new one. Target also offered a year of credit monitoring (well, paying for the service). The whole reason I stick to CCs is because I don't have to worry about it. Card stolen? No worries, just cancel it and get a new one. Lose a wallet with a few hundred dollars in it? Well, shit....
Well, you are paying for it. Just not directly.
