Home Depot data/credit card breach

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Argo

Lifer
Apr 8, 2000
10,045
0
0
I wouldn't really worry about it. After the Target one, my bank canceled my CC and just issued me a new one. Target also offered a year of credit monitoring (well, paying for the service). The whole reason I stick to CCs is because I don't have to worry about it. Card stolen? No worries, just cancel it and get a new one. Lose a wallet with a few hundred dollars in it? Well, shit....


Well, you are paying for it. Just not directly.
 

RossMAN

Grand Nagus
Feb 24, 2000
78,810
314
136
Son-of-a ... shopped at Home Depot B&M a few months ago and paid with my Discover cc.

Assuming Home Depot and/or Discover don't contact me, what is everyone doing? Proactively contacting your card issuer or waiting for a mystery $129 charge from 7 Eleven in Sao Paulo, Brazil to appear then cancel?

Do we know for certain everyone (100%) was compromised/hacked?
 

WilliamM2

Platinum Member
Jun 14, 2012
2,581
598
136
I just went to Home Depot for the first time in a couple years on Sunday. Had $75 in gift cards that had accumulated over the past couple years, spent that, plus $2.68 on my visa card. If my wife hadn'r been with me, I would have ony spent about $50, and wouldn't have needed the CC at all.
 

Bateluer

Lifer
Jun 23, 2001
27,730
8
0
Son-of-a ... shopped at Home Depot B&M a few months ago and paid with my Discover cc.

Assuming Home Depot and/or Discover don't contact me, what is everyone doing? Proactively contacting your card issuer or waiting for a mystery $129 charge from 7 Eleven in Sao Paulo, Brazil to appear then cancel?

Do we know for certain everyone (100%) was compromised/hacked?

Shrug. I've changed my password on my HD account. Not sure if I should get the card re-issued or not . . . they tend to do that about every 3 or 4 months anyway.
 

Exterous

Super Moderator
Jun 20, 2006
20,471
3,589
126
glad I haven't used my card at home depot since march.

It wouldn't surprise me if they went back even farther than April

Assuming Home Depot and/or Discover don't contact me, what is everyone doing? Proactively contacting your card issuer or waiting for a mystery $129 charge from 7 Eleven in Sao Paulo, Brazil to appear then cancel?

I'll wait but we also account for each purchase in the statement so its pretty easy for us to recognize a fraudulent transaction.
 

gorcorps

aka Brandon
Jul 18, 2004
30,739
452
126
I wouldn't really worry about it. After the Target one, my bank canceled my CC and just issued me a new one. Target also offered a year of credit monitoring (well, paying for the service). The whole reason I stick to CCs is because I don't have to worry about it. Card stolen? No worries, just cancel it and get a new one. Lose a wallet with a few hundred dollars in it? Well, shit....

It's not really an issue, mainly an inconvenience. If I have anything setup on autopay using that card then I have to change them all.
 

rh71

No Lifer
Aug 28, 2001
52,844
1,049
126
so when are the chipped CCs coming?

And how are they safer for online purchases?
 

RossMAN

Grand Nagus
Feb 24, 2000
78,810
314
136
Shrug. I've changed my password on my HD account. Not sure if I should get the card re-issued or not . . . they tend to do that about every 3 or 4 months anyway.

Hmmn thanks for the reminder, not sure if I have a HomeDepot.com account or not. If I do, the least I should do is change my password.
 

WackyDan

Diamond Member
Jan 26, 2004
4,794
68
91
This is the main reason we don't use debit cards anymore... Use your credit cards and you pretty much have jack shit to worry about.
 

LegendKiller

Lifer
Mar 5, 2001
18,256
68
86
This is going to keep happening until the FTC starts levying *huge* fines, as in billions of dollars. These companies treat your info as their property and don't take care of it all that well.

I don't even see why they need to store CC data. They should be wiping it after a certain period.
 

Raduque

Lifer
Aug 22, 2004
13,140
138
106
Glad I don't shop at HD! Sucks for those who do, though.

so when are the chipped CCs coming?

And how are they safer for online purchases?

The problem with Chip & Pin cards is they still have a magstripe for places that don't have the chip reader, so while they are more secure once in the company database, they are still susceptible to skimming.

I have no idea how safe they are for online purchasing.
 

Imp

Lifer
Feb 8, 2000
18,828
184
106
so when are the chipped CCs coming?

And how are they safer for online purchases?

We have had chip cards here for years now. Nothing about online security that I know of. I still use all my chip cards the exact same way. Only difference in the past few years has been the introduction of the 3 digit verification code (?).

They should probably force people to use Verified by Visa or whatever equivalent is out there for other cards.
 

John Connor

Lifer
Nov 30, 2012
22,757
617
121
This doesn't affect the Home Depot credit card, does it? Bought some lawn care shit with that.