Whoa... that was unreal last night.   My wife called, told me to check the weather forecast - she was 4 miles from our house and it felt to her like the van was going to be blown off the road.   I looked out the window and couldn't figure out what she was talking about... it didn't look that bad here, just a little wind, a lot of rain, and lightning.   Then suddenly, the wind picked up immensely.   1 of my kayaks was flipped in my yard from the wind.  It was about a 1 minute gust of wind that was just unbelievable.   It sounded like my windows were about to be blown out.
But, full-replacement coverage on the insurance, FTW (but with a high deductable).  If my house gets hit by lightning, then for $1000 or whatever my deductible is, I'll get brand new of whatever appliances get nailed.   Regardless, I have a tall pine tree trunk that I left up last year right behind my house.   I think that would get hit before the house would.