HOLEY @#(&*$^#()&$^()@#$!!! I'm broke

[guyver01]

Damn! I just got my insurance bill $1,400 for a 6-month policy

Someone know a bad bank i can rob? one that doesn't call the cops?

 

[RDMustang1]

yea, let me get my list out.. there are a whole bunch all over the country..

 

[tontod]

Damn, thats quite a bit. I got mine yesterday, its $819 for 6-months if I pay it off at once, about $900 if I dont. How old are you? I would recommend getting insurance through AAA, thats what I did. My rate would have been lower, but I had an accident end of last year that caused it to increase.

 

[RDMustang1]

Insurance is expensive... Mine is finally coming down, I pay about $600 every 6 months now.... a lot better than the $2100 it used to be!

 

[Pastore]

gonna have to whore yourself...

 

[guyver01]

i'm 28.... and drive a new 2001 RAV4...
My insurance is thru AllState... has been for the last 5 years... but this is my first NEW car.

crap i'm gonna die broke

 

[iamwiz82]

$540 every 6 months here for full coverage. My suggestion would be to get a less dangerous vehicle, or start shopping for new insurance. Unless you have a really bad record, of course.

 

[guyver01]

I got good history... no accidents, no nothing... one speeding ticket (30 in a 20) 3 years ago..

DAMMIT! I'm a good driver!!! why is my insurance so damn much!!!

WAAAAAAAAAAHHHHHHHHHHHH!!!!!!!!!!!

 

[viewton]

ouch! $233 a month, that's terrible.

when i first got my car when i was 18, i was paying $200/mo through geico. now I pay $70 a month for a 92 jeep cherokee through USAA, and I'm 22. do you have family in the military? USAA has good prices from what I've seen.

 

[guyver01]

<< $540 a month >>



uhm... that would put you at $6480 a year..

are you sure your numbers are correct?? mine's only $3,000 a year!

 

[tontod]

I'm 23. Insurance on new cars can get high. If I were you, I would start comparing prices at other places. Most of them you can do it online like geico and statefarm.

 

[iamwiz82]

hehe, i meant 540 every 6mos, thanx.

 

[Rage187]

I think he meant a month

I pay for me and my wife $181 a month for both of us ages 24/22.


If you get married it will go down big time, and when you turn 25 it will go down significally again..

 

[guyver01]

<<
If you get married it will go down big time, and when you turn 25 it will go down significally again.. >>




i cant wait till i'm 25...

wait a sec...

i'm 28...

crap

 

[snakesnfrogs]

Check with your local Farm Bureau office---in a lot of areas, they have the cheapest auto insurance.

 

[Rent]

Time to shop around for some insurnace...

I'm 19 and my insurance is ~1050 every 6 months. However, I have 6 speeding tickets and 1 accident on my record (f'n ice, damn Texas weather :| )

Is this full coverage or liability? I'd find the cheapest liability you can get if you're really concerned about being broke.

 

[pulse8]

I'm in the same boat as you, man. I pay about $2400 a year in car insurance.

 

[jmcoreymv]

How come mine is so damn cheap? Admittedly I have a crappy car (89 accord lx) but Im 16 and I pay 450 a YEAR for full coverage and roadside assitance (AAA).

 

[Rage187]

Your insurance is so low because all you have is liability..

If you are paying on a car you MUST have FULL COVERAGE...

 

[Rent]

<< How come mine is so damn cheap? >>


You're probably on your parents policy.

 

[kranky]

Also, raise your deductibles if they are low. Insurance is to protect you against what you can't handle on your own, so it's unwise to pay a high insurance premium to have a $100 deductible when you could save money with a $500 deductible. Ask your agent what the difference would be if you raised it.

 

[rufruf44]

New York/New Jersey has one of the most expensive insurance rate in the country. From what I experienced, AllState rate is pretty pricey as well.

 

[kamiam]

hehehe I only pay $189 a year

 

[palad]

Kansas City, MO
2 Cars, two drivers (my wife and myself), both over 25
Each car runs about $60/month for insurance, probably $125 total.
1 accident, 5 months ago, hit and run (they hit us, not the other way around ), didn't increase the rate at all.

I think we use American Family.

<edit>
These figures are for comprehensive coverage. My car has a $1000 deductible, my wife's has a $250 deductible.
</edit>

 

[Bulldog7000]

Get married.(unless of course you are already) Mine (car insurance) dropped a ton when I did that.


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