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HOLEY @#(&*$^#()&$^()@#$!!! I'm broke

guyver01

Lifer
Sep 25, 2000
22,151
4
61
Damn! I just got my insurance bill :( $1,400 for a 6-month policy

Someone know a bad bank i can rob? one that doesn't call the cops?
 

tontod

Diamond Member
Oct 12, 1999
3,244
0
71
Damn, thats quite a bit. I got mine yesterday, its $819 for 6-months if I pay it off at once, about $900 if I dont. How old are you? I would recommend getting insurance through AAA, thats what I did. My rate would have been lower, but I had an accident end of last year that caused it to increase.
 

RDMustang1

Diamond Member
Feb 7, 2001
4,139
0
76
Insurance is expensive... Mine is finally coming down, I pay about $600 every 6 months now.... a lot better than the $2100 it used to be!
 

guyver01

Lifer
Sep 25, 2000
22,151
4
61
i'm 28.... and drive a new 2001 RAV4...
My insurance is thru AllState... has been for the last 5 years... but this is my first NEW car.

crap i'm gonna die broke
 

iamwiz82

Lifer
Jan 10, 2001
30,756
4
81
$540 every 6 months here for full coverage. My suggestion would be to get a less dangerous vehicle, or start shopping for new insurance. Unless you have a really bad record, of course.
 

guyver01

Lifer
Sep 25, 2000
22,151
4
61
I got good history... no accidents, no nothing... one speeding ticket (30 in a 20) 3 years ago..

DAMMIT! I'm a good driver!!! why is my insurance so damn much!!!

WAAAAAAAAAAHHHHHHHHHHHH!!!!!!!!!!!


:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(
 

viewton

Senior member
Jun 11, 2001
811
0
0
ouch! $233 a month, that's terrible.

when i first got my car when i was 18, i was paying $200/mo through geico. now I pay $70 a month for a 92 jeep cherokee through USAA, and I'm 22. do you have family in the military? USAA has good prices from what I've seen.
 

guyver01

Lifer
Sep 25, 2000
22,151
4
61


<< $540 a month >>



uhm... that would put you at $6480 a year..

are you sure your numbers are correct?? mine's only $3,000 a year!
 

tontod

Diamond Member
Oct 12, 1999
3,244
0
71
I'm 23. Insurance on new cars can get high. If I were you, I would start comparing prices at other places. Most of them you can do it online like geico and statefarm.
 

Rage187

Lifer
Dec 30, 2000
14,276
4
81
I think he meant a month;)

I pay for me and my wife $181 a month for both of us ages 24/22.


If you get married it will go down big time, and when you turn 25 it will go down significally again..
 

guyver01

Lifer
Sep 25, 2000
22,151
4
61


<<
If you get married it will go down big time, and when you turn 25 it will go down significally again..
>>




i cant wait till i'm 25...

wait a sec...

i'm 28...

crap :(
 

Rent

Diamond Member
Aug 8, 2000
7,127
1
81
Time to shop around for some insurnace...

I'm 19 and my insurance is ~1050 every 6 months. However, I have 6 speeding tickets and 1 accident on my record (f'n ice, damn Texas weather :| )

Is this full coverage or liability? I'd find the cheapest liability you can get if you're really concerned about being broke.
 

jmcoreymv

Diamond Member
Oct 9, 1999
4,264
0
0
How come mine is so damn cheap? Admittedly I have a crappy car (89 accord lx) but Im 16 and I pay 450 a YEAR for full coverage and roadside assitance (AAA).
 

Rage187

Lifer
Dec 30, 2000
14,276
4
81
Your insurance is so low because all you have is liability..

If you are paying on a car you MUST have FULL COVERAGE...
 

Rent

Diamond Member
Aug 8, 2000
7,127
1
81


<< How come mine is so damn cheap? >>


You're probably on your parents policy.
 

kranky

Elite Member
Oct 9, 1999
20,999
109
106
Also, raise your deductibles if they are low. Insurance is to protect you against what you can't handle on your own, so it's unwise to pay a high insurance premium to have a $100 deductible when you could save money with a $500 deductible. Ask your agent what the difference would be if you raised it.
 

rufruf44

Platinum Member
May 8, 2001
2,002
0
0
New York/New Jersey has one of the most expensive insurance rate in the country. From what I experienced, AllState rate is pretty pricey as well.
 

palad

Golden Member
Jul 18, 2000
1,586
0
0
Kansas City, MO
2 Cars, two drivers (my wife and myself), both over 25
Each car runs about $60/month for insurance, probably $125 total.
1 accident, 5 months ago, hit and run (they hit us, not the other way around :) ), didn't increase the rate at all.

I think we use American Family.

<edit>
These figures are for comprehensive coverage. My car has a $1000 deductible, my wife's has a $250 deductible.
</edit>
 

Bulldog7000

Senior member
Dec 18, 1999
292
0
0
Get married.(unless of course you are already) Mine (car insurance) dropped a ton when I did that.


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