I've got them, they're OK I guess, when I had my Civic they kept lowering the rates by a few bucks every 6 months. I was a retard and didn't have comprehensive on the Civic, the car was stolen over 3 weeks ago so I guess that would have been my chance to see how well they pay out.
I'm probably going to switch though...I no longer have the multi-car discount, somehow I'm paying around $1550 for just my 08 TSX. I was in a minor accident 4.5 years ago, and I was stopped about 2-3 times for speeding in the last 5 years or so (got no-point tickets for all but one, have no points). I guess with what they're charging me I'm high risk too.......