This seems to be the best camera for the money, but the HP support site states a weird issue. They say the following:
Microsoft (R) Windows 2000, Me, and XP
Memory cards greater than 32MB frequently generate an error message when used directly in Windows 2000, Windows Me, and Windows XP. Image transfer to the PC does not occur and the message states, camera does not contain any files. The cause of the issue is file format and its compatibility with the OS beyond 32MB. A high-quality card-reader is the best way to circumvent the incompatibility.
I have been reading a lot of reviews and I didn't see this mentioned anywhere. I am still going to get the camera, but it looks like I'll have to get a card reader to use my 128 MB Sandisk CF.