Here's a story from the days when I worked at a bank.

[krunchykrome]

I monitored the woman's negative account for 6 months before I quit and it remained negative even though her whole paychecks were going into the account. And there were negative balance fees added on every day. She used a debit card to make all the purchases.

Those people...

 

[DaWhim]

what if she just close the account?

 

[StageLeft]

Originally posted by: DaWhim
what if she just close the account?

If she's one of them it's not in their nature.

 

[CaseTragedy]

So her account went from something like $5 to -$3505.

Wouldn't it be $5 to -$3495?

<--Detail Nazi.

 

[preslove]

"Those"... you mean the Mason Cabalist Zionists that run the banks, media, and the brainwashing satellites?

*Switches crazy conspiracy nut knob off*

 

[krunchykrome]

Originally posted by: CaseTragedy

So her account went from something like $5 to -$3505.

Wouldn't it be $5 to -$3495?

<--Detail Nazi.

Yea your right......whatever.....the point is she had nothing....then Around $3500....then a few bucks....then negative $3500.

And I dont think she ever recovered from this blow. Hahahahaha.

 

[waggy]

hold on i think your math is wrong. she spent all of it it BUT $5 you then took out the $3500?

wouldnt that make her bank acout -$3495 and NOT -$3505? so i call shanangins on this story!


heh

 

[waggy]

Originally posted by: CaseTragedy

So her account went from something like $5 to -$3505.

Wouldn't it be $5 to -$3495?

<--Detail Nazi.

doh! i was in the process of posting this. damn im slow

 

[krunchykrome]

Originally posted by: waggy
hold on i think your math is wrong. she spent all of it it BUT $5 you then took out the $3500?

wouldnt that make her bank acout -$3495 and NOT -$3505? so i call shanangins on this story!


heh

Thats not the point.

Thats is kinda bad though, considering Im majoring in Accounting.

 

[tm37]

Originally posted by: CaseTragedy

So her account went from something like $5 to -$3505.

Wouldn't it be $5 to -$3495?

<--Detail Nazi.

$10 fee DUH~!

 

[NikPreviousAcct]

I still prefer my parody thread.

 

[krunchykrome]

Originally posted by: tm37

Originally posted by: CaseTragedy

So her account went from something like $5 to -$3505.

Wouldn't it be $5 to -$3495?

<--Detail Nazi.

$10 fee DUH~!

Actually, theres an initial $31 fee and then $5 every other day the account is negative.

 

[KarenMarie]

couldnt she just return some of the stuff to the store? I mean if she had saved the receipts, she could just return the stuff and get the $$$ back into the account. Foolish to just deposit her entire account and pay for stuff that she could not afford.

 

[krunchykrome]

Originally posted by: FFMCobalt
I still prefer my parody thread.

:beer:

 

[NikPreviousAcct]

Originally posted by: krunchykrome

Originally posted by: FFMCobalt
I still prefer my parody thread.

:beer:

Did you like it? Did you?

 

[krunchykrome]

Originally posted by: KarenMarie
couldnt she just return some of the stuff to the store? I mean if she had saved the receipts, she could just return the stuff and get the $$$ back into the account. Foolish to just deposit her entire account and pay for stuff that she could not afford.

I dont know, maybe she didnt have the recipts. Thats what I was assuming, because without a recipt, you can only get store credit or a store exchange. No store will credit an account for returned merchandise without a valid recipt stating the payment type. Anyways, Im surprised the bank held the negative account for so long. They should have turned it over to collections sooner.

 

[minendo]

Originally posted by: FFMCobalt
I still prefer my parody thread.

Your thread sucked.

 

[waggy]

Originally posted by: KarenMarie
couldnt she just return some of the stuff to the store? I mean if she had saved the receipts, she could just return the stuff and get the $$$ back into the account. Foolish to just deposit her entire account and pay for stuff that she could not afford.

Do you really think she cares? If she went to all the trouble to steal $3k by writing fraudulent checks then i doubt she is going to return it.

 

[KarenMarie]

Originally posted by: krunchykrome

Originally posted by: KarenMarie
couldnt she just return some of the stuff to the store? I mean if she had saved the receipts, she could just return the stuff and get the $$$ back into the account. Foolish to just deposit her entire account and pay for stuff that she could not afford.

I dont know, maybe she didnt have the recipts. Thats what I was assuming, because without a recipt, you can only get store credit or a store exchange. No store will credit an account for returned merchandise without a valid recipt stating the payment type. Anyways, Im surprised the bank held the negative account for so long. They should have turned it over to collections sooner.

In that case... a normal person, with a shred of common sense... would return the items, take the store credit and try to sell them... or sell the merchandise...i mean even selling them for 50% of value would still be better than taking a chance on getting charged with something.

but a normal person, with a shred of common sense, would not have tried to steal the money to begin with.

 

[NikPreviousAcct]

Originally posted by: minendo

Originally posted by: FFMCobalt
I still prefer my parody thread.

Your thread sucked.

It only sucked because I couldn't make it realistic. I bet that's why YOU locked it.

 

[minendo]

Originally posted by: FFMCobalt

Originally posted by: minendo

Originally posted by: FFMCobalt
I still prefer my parody thread.

Your thread sucked.

It only sucked because I couldn't make it realistic. I bet that's why YOU locked it.

If I had the proper access to do so, I would have locked your account instead.

 

[tm37]

Originally posted by: minendo

Originally posted by: FFMCobalt

Originally posted by: minendo

Originally posted by: FFMCobalt
I still prefer my parody thread.

Your thread sucked.

It only sucked because I couldn't make it realistic. I bet that's why YOU locked it.

If I had the proper access to do so, I would have locked your account instead.

WHY BAN NIK?:Q

He is always so nice to everyone!

 

[Amused]

Originally posted by: minendo

Originally posted by: FFMCobalt

Originally posted by: minendo

Originally posted by: FFMCobalt
I still prefer my parody thread.

Your thread sucked.

It only sucked because I couldn't make it realistic. I bet that's why YOU locked it.

If I had the proper access to do so, I would have locked your account instead.

:shocked:

He must be one of "those people."

 

[IBuyUFO]

Originally posted by: KarenMarie
couldnt she just return some of the stuff to the store? I mean if she had saved the receipts, she could just return the stuff and get the $$$ back into the account. Foolish to just deposit her entire account and pay for stuff that she could not afford.

I don't think "them" people think that way.

 

[NesuD]

Originally posted by: krunchykrome
So i worked at a bank a couple years ago for 1.5 years. So there was a bank error and we accidently credited this ghetto woman's checking account by $3500. Anyways, that same night, she obviously found out about the DEPOSIT and she went to the mall and spent everything. I mean all $3500....at stores like footlocker, etc. Just a bunch of random sh*t, so she could spend the money before we could do anything about it. Little did she know that the very next day we debited her account in the amount of the error. So her account went from something like $5 to -$3505. Hahahahahha. She came in a few hours after opening and she started arguing etc. This woman came into the bank with a brand new leather jacket, some high heels, etc....looking like she was ready to hit the club. It was the funniest thing....the look on her face. She knew that money wasnt her's. Her account never reached more than $100 in the life of the account. I just thought that was funny.

You do know that it is illegal to divulge a customers account information without their permission don't you? Let to much slip and you may be paying her debt.