SP33Demon
Lifer
- Jun 22, 2001
- 27,928
- 142
- 106
Why would you bring up the fact that you're a male? Do you think males can't get breast cancer? I know it's rare, and I'll bet most states don't even require it for men. The reason it's a requirement for women is that it's much like making a woman pay for their own rape kit, it's kicking them while they're down, especially if they can't afford it. God forbid you should subsidize a surgery to make them feel human again (which is why 49 states have it as a min req). I know how I would feel if my mom/sister got breast cancer and I had to help them raise money for that surgery.Originally posted by: CADsortaGUY
Originally posted by: SP33Demon
Because it brings us back to the original point, that the requirement would go away under McCain's plan when almost every state has deemed it as necessary. It's just one of a plethora of protections that would disappear under his plan. You may not want to pay for that protection, but your state says it's important enough to be a min requirement. You can always move to a different state or country that doesn't have min requirements, but to strip all of the requirements that states have already set isn't logical IMO.Originally posted by: CADsortaGUY
Fine, then there is no problem here(except for the fact I don't want to be in that pool). Why did you bring it up if it's already covered as a "minimum" in every state but 1.
RE: my post:
2) "The main effect of establishing a national market would be to undo state laws designed to establish minimum levels of coverage and protect consumers. In a national market where state licenses are not required, insurers will charter in places where regulations are scarce--much like credit card companies do today. As a result, people guaranteed basic benefits today would find those benefits eliminated under the McCain plan. People in most states would lose access to procedural protections, such as requirements that disputed decisions by managed care plans be subject to external review.26 People also would lose access to many benefit protections. For example, forty-seven states now require mental health parity, forty-nine states require coverage of breast cancer reconstructive surgery, and twenty-nine require coverage of cervical cancer screening.27 All of these requirements--as well as regulations in several states that limit the rates that can be charged to higher-cost consumers and that limit who can be excluded from a health plan--would be eliminated under the McCain plan. Without legal requirements in place, plans would no longer offer these benefits at all in many markets, even if many consumers want them.28".
But that brings us back to why insurance is so expensive. As has been posted, State's put everything under the sun in there due to the lobby of xyz practitioners who want it mandated minimum coverage. Why do I as a male want to be paying for that risk factor? I should be able to have coverage that fits me - no?
Yes, it will affect you monetarily but how much could that possibly be? You do realize you're going to pay higher premiums due to truly unnecessary stuff like fatties, more people visiting doctors for stupid sht, and increased litigation? I agree, we should be able to have coverage that fits but there are things that we pay for through taxes like rape kits that I have no problem with. Especially if an overwhelming majority of states agree (like in the case of breast cancer reconstructive surgery). In addition, there are other laws that I pay for yet absolutely despise (like seatbelt law enforcement), but I understand that the fiscal benefit outweighs the cost in the end.
