Help me make a budget, please.

[Red]

I get paid every other Friday (twice per month for you non-math majors) so I usually split my monthly bills in half and set that money aside each check. On average, I clear $525 every two weeks.

$525
-100 ($200 monthly credit card payment / 2)
-97 ($195 monthly car payment / 2)
-70 ($140 monthly car insurance / 2)
-30 ($60 monthly gas / 2)
-30 ($60 monthly student loan / 2)
-20 ($40 monthly cell phone bill / 2)

That leaves me $178 every two weeks to pay for "everything else" (books, going out to eat, entertainment, etc.)

Is my "split in 2" method of bill payment the best strategy?

 

[Chumpman]

sounds good to me?

 

Shouldnt u be looking for another job?

 

[Red]

Originally posted by: Phocas
Shouldnt u be looking for another job?

$10.25/hr is hard to beat while in college around here.

 

Hardly, try getting a bellman or valet position in covington or cinci. I did that for years making double that and only working 30 hrs a week.
the Embassy and marriot valet company is hiring (not kidding), you can make bank while still having time to study.

 

[DaWhim]

donate plasma will get you an extra $100+ a month