-
We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.
Help! Crashed a rental car!
Page 2 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.
While I'm not 100% positive, if you purchased the insurance from the rental company, they cover everything, including any property damage you incur in addition to damage to the car. I remember the Enterprise agent trying to sell me on getting their insurance coverage and telling me how if i get it, anything that happens is covered, including me hitting other cars, etc.
zinfamous
No Lifer
you might get charged for that. My mom spun out on a flooded region of I-40 (a turn that had seen several crashes before, non-flooded, including service vehicles-- ambulances, and several complaints filed).
she took out a guard rail, totaling her car. the state tried to charge her for the damages.
If they tried to charge her, then they didn't know she had insurance, or she was driving uninsured. State minimum coverage is for property damage.
Just call the rental company. They knew you had no insurance at all, right? Usually when you rent a car you buy COLLISION insurance through them, which will pay for the car, but not any damage you do to other stuff, because they assume you already have property damage coverage.
If you have have insurance and they're aware ahead of time, they'll tack on a few extra bucks for state coverages for property damage (and won't let you rent unless you buy it), and you're fine.
biggestmuff
Diamond Member
These are great questions...for the rental agency.
1. if you bought LDW or any sort of insurance at the dealership, walk away and dont even worry about it
2. depending on what credit card you use, there is either a) no coverage or b) built-in coverage that acts as either PRIMARY or SECONDARY (to your personal auto insurance or rental-LDW or etc)
3. if you rented under corporate contract code, there may be built-in insurance despite denying LDW and other coverage offered at the door
i rented a car, with corporate code, through amex
i got in a fender bender with a hertz vehicle in july. filled out a police report stating detail of accident. photocopied it and gave it to hertz. never heard from them again (amex was not involved. my personal insurance wasnt involved. water under the bridge....)
2. depending on what credit card you use, there is either a) no coverage or b) built-in coverage that acts as either PRIMARY or SECONDARY (to your personal auto insurance or rental-LDW or etc)
3. if you rented under corporate contract code, there may be built-in insurance despite denying LDW and other coverage offered at the door
i rented a car, with corporate code, through amex
i got in a fender bender with a hertz vehicle in july. filled out a police report stating detail of accident. photocopied it and gave it to hertz. never heard from them again (amex was not involved. my personal insurance wasnt involved. water under the bridge....)
Weirdly, I did the same thing this weekend but my awesome driving skills (read: luck) helped me get outta the situation.
I was doing 70 with everyone else on the freeway, hit some ice, and all of sudden, I'm 45 degrees perpendicular to the lane. I had to counter steer 3 times to get out of it. So it was 45-315-45 before I straightened out again.
Quite possibly the scariest moment in my 6 year driving history. Suffice to say, I drove 45 MPH the rest of the way home in right lane.
oh and the car can be seen in the sig if you're curious.
I was doing 70 with everyone else on the freeway, hit some ice, and all of sudden, I'm 45 degrees perpendicular to the lane. I had to counter steer 3 times to get out of it. So it was 45-315-45 before I straightened out again.
Quite possibly the scariest moment in my 6 year driving history. Suffice to say, I drove 45 MPH the rest of the way home in right lane.
oh and the car can be seen in the sig if you're curious.
thescreensavers
Diamond Member
ESC (Electronic Stability control) would of saved you..! its an important safety system but no one cares to much about it!
oh, and sorry about what happened 🙂
oh, and sorry about what happened 🙂
JulesMaximus
No Lifer
What company and what state did you rent from? There are different laws for different states and some rental companies handle accident claims differently. Read the contract on what their "insurance" covers. I usually never opt for the damage waiver because my insurance covers me in a rented vehicle.
Just be up front with them, tell them you slid on ice and mowed down a sign post. I'd just give them your version of the story and leave the cop out of it.
Just be up front with them, tell them you slid on ice and mowed down a sign post. I'd just give them your version of the story and leave the cop out of it.
JulesMaximus
No Lifer
That's ridiculous. I've rented cars for a few days and put many hundreds of miles on them driving through different states. Who the hell rents cars just to drive around near their home? 😕
Rental car agencies have different forms of insurance and different additional coverages. I recently spoke to Hertz, Avis, Enterprise, Dollar, and Budget. The average for insurance was about $30-40/day extra for liability, another $10/day for bumper to bumper collision, and sometimes an extra $5/day for no deductable or higher coverage amounts. Again, most varied but almost all if not all had optional extras in the base coverage. I recall Enterprise being really expensive at about $60-70/day extra for all coverage.
You have to look very closely at your insurance coverage plan and what you have and don't have. At $15/day I wouldn't be surprised if all it is simple liability. I hope you have collision with a small or no deductible I would be surprised if that is the case. Then again, I live and drive in an area which is one of the most expensive to insure in the country. Corporate rates also affect pricing and coverages. Look at the insurance plan and conditions.
You have to look very closely at your insurance coverage plan and what you have and don't have. At $15/day I wouldn't be surprised if all it is simple liability. I hope you have collision with a small or no deductible I would be surprised if that is the case. Then again, I live and drive in an area which is one of the most expensive to insure in the country. Corporate rates also affect pricing and coverages. Look at the insurance plan and conditions.
Insomniator
Diamond Member
I smashed the top of a Uhaul truck into a parking deck. Drove it for an hour back to the rental site, they checked it and said it was totaled and unsafe to drive.
We paid like the usual 100 bucks for the rental and never heard from em again, though they said they would call and we'd have to pay.
The truck was old I'm guessing they just needed to replace it anyway.
We paid like the usual 100 bucks for the rental and never heard from em again, though they said they would call and we'd have to pay.
The truck was old I'm guessing they just needed to replace it anyway.
nublikescake
Senior member
Thanks very much everyone. I really appreciate all the advice.
Why should I not tell them about the cop? If the state sends them a bill for the sign-post damage, they would know about it at that time anyway.
Why should I not tell them about the cop? If the state sends them a bill for the sign-post damage, they would know about it at that time anyway.
JulesMaximus
No Lifer
I doubt they will.
Who'd you rent the car from anyway?
Adam8281
Platinum Member
I had to pay $2,000 last year for a Penske truck that I dented by driving it under too low of an overpass. Fortunately it was in town and I was only going like 5mph, so the damage wasn't catastrophic, but man, was it expensive. I had turned down the insurance, however, thinking that I would be covered by my own insurance. To my enduring sadness, however, I discovered that since I didn't carry personal collision insurance (my car was a junker, and I figured it wasn't worth the premium to insure it), my insurance wouldn't pay for the Pensky.
Anyway, that personal story aside, I'm almost certain the insurance you took out will pay for the sign. I mean, one of the main things insurance is intended to cover is damage that you do to OTHER THINGS (cars, people, other property) besides the car you're driving.
Anyway, that personal story aside, I'm almost certain the insurance you took out will pay for the sign. I mean, one of the main things insurance is intended to cover is damage that you do to OTHER THINGS (cars, people, other property) besides the car you're driving.
TRENDING THREADS
-
Discussion Zen 5 Speculation (EPYC Turin and Strix Point/Granite Ridge - Ryzen 9000)- Started by DisEnchantment
- Replies: 25K
-
Discussion Intel Meteor, Arrow, Lunar & Panther Lakes + WCL Discussion Threads
- Started by Tigerick
- Replies: 25K
-
Discussion Intel current and future Lakes & Rapids thread- Started by TheF34RChannel
- Replies: 24K
-
-
