The Stigenator
Lifer
So i used to have fortis before (student health) and i discontinued it this semester and now i got an issue with my eyes. I just got the adjuunct thing from school - some added benefits thru school health center. This was because i didnt justify the cost of fortis, or any health insurance at that point.
Fortis was a bitch, primary care was at school, before anywhere else (if you guys have fortis - what is on yours). Right now I got an appt with UC Davis and they charge 150 for the checkup and then bill me later for the added thing. Since im uninsured for the moment & this is going to cost.
I was thinking of reinitating insurance once again, either with fortis or with Health Net + PPO 1500 (about $51/mo). Problem is anything that i use they might deny me for a pre-existing condition. This condition wasnt preexisting 6 months ago. It started only recently, but restarting the insrance will mean so that it is preexisting. I could go with blue cross which i was insured by years ago (stopped it before i joined school and switched to fortis), so atleast there they might have a record on me, for being insured for years.
THis is bugging the hell out of me. I cant even use short time insurance.
Also the problem is many of these companies will dump me saying preexisting condition.. which sucks.
In the end i probably will have to get operated in India, rather than here. Just ball park figures about 7K for operation here - with insurance coverage. About 3K flying to India and getting it done there (2K tix's and 1K for the operation).
Ofcourse i dont know if i need operation. They say my retina's are fine, but i still see things going past.. which is irritating as hell.
bah!
Fortis was a bitch, primary care was at school, before anywhere else (if you guys have fortis - what is on yours). Right now I got an appt with UC Davis and they charge 150 for the checkup and then bill me later for the added thing. Since im uninsured for the moment & this is going to cost.
I was thinking of reinitating insurance once again, either with fortis or with Health Net + PPO 1500 (about $51/mo). Problem is anything that i use they might deny me for a pre-existing condition. This condition wasnt preexisting 6 months ago. It started only recently, but restarting the insrance will mean so that it is preexisting. I could go with blue cross which i was insured by years ago (stopped it before i joined school and switched to fortis), so atleast there they might have a record on me, for being insured for years.
THis is bugging the hell out of me. I cant even use short time insurance.
Also the problem is many of these companies will dump me saying preexisting condition.. which sucks.
In the end i probably will have to get operated in India, rather than here. Just ball park figures about 7K for operation here - with insurance coverage. About 3K flying to India and getting it done there (2K tix's and 1K for the operation).
Ofcourse i dont know if i need operation. They say my retina's are fine, but i still see things going past.. which is irritating as hell.
bah!