- Aug 23, 2007
I've never heard of any employer health insurance not costing more to add dependents' insurance. No job I've had has been like that.That's not the premise of the article. Also employer provided health insurance normally has employee, employee+spouse, or family. It doesn't go up just because you add a dependant unless you are specifically changing coverage levels. Family premiums are the same if you have 1, 2 or 10 kids. That AP article has since been updated.
Insurance premium cost for family coverage will increase about 1% as a direct result of allowing these adults to be on their parents employer insurance. If you get your insurnace yourself it won't be as much.
But the fact remains, premiums will rise 1% specifically because of this ONE provision and nothing else. So Obama just forced families to pay more for their insurance if they have a 25 year old "child" or not. Obama lied, health insurance cost rised.
If that's the way it's set up, then ANYONE adding a child, before or after healthcare reform, is increasing the cost to everybody without paying an individually increased price. That's not my problem. If employers choose to do business that way, it's their problem.