Health insurance companies are our friends.

[Patranus]

So you have one example of one individual out of the millions who have insurance who got the short end of the stick but was protected by the check that government has put in place?

Your little story shows that the system does in fact work.

 

[her209]

Also called HIPPA. All about insurance portability.

So to answer the original question:

What do you think is more effective in fixing the problem - government control, or massive settlements?

 

[cubby1223]

^^^
the problem is, government historically *over regulates*, makes things far more complex than is necessary, and often does not achieve the desired results.

 

[nobodyknows]

what country do you live in? the food supply is heavily intervened in, all the way from farmers and their massive subsidies and protectionism through the gobs of rules and regulations about what can and can't be sold. i can't buy fresh unpasteurized cheese, but hey, we're a free country, right?

Jesus H Christ. Go buy a fucking cow, milk it, and make some cheese. Hell, just go to a dairy farm and buy some fresh milk and make your cheese. Let me help:

http://www.gourmetsleuth.com/Recipes/Cheese-Making-Recipes-304.aspx

http://biology.clc.uc.edu/fankhauser/Cheese/Cheese_5_gallons/CHEESE_5gal_00.htm

http://biology.clc.uc.edu/Fankhauser/Cheese/cheese_course/Cheese_course.htm

INGREDIENTS:
Milk:
You can use commercially purchased pasteurized homogenized cow's milk, TB certified raw cow's milk, goat's milk, sheep or even horse's milk. All will make cheese, each with its unique flavor. Cheese from unpasteurized milk should be cured for 2-4 months if there is any doubt about pathogens in the milk. If you use pasteurized milk, you may need to add a little calcium chloride to firm up the curd

I think you're missing the boat. Go buy a farm and live the easy life!! LOL@U

 

[WhipperSnapper]

My favorite stories are the ones about how private health insurance company Death Panels rescind policy holder's insurance contracts on the days of their cancer surgery because they failed to report acne in the 7th grade.

 

[fallout man]

My favorite stories are the ones about how private health insurance company Death Panels rescind policy holder's insurance contracts on the days of their cancer surgery because they failed to report acne in the 7th grade.

^^^^
THIS.

These fucks don't mind taking in the premiums from you and your employer for X amount of years if you've "misrepresented" on your application, but once you put through an expensive claim, they suddenly feel the need to dot their i's and cross the t's.

I think this should be an angle of attack for people who are denied claims after holding the policy for years.

Your business sucks. You didn't do the proper background work on accepting the claim, and you've taken in a significant amount of premium only to find out that you're SOL.

It's kind of like the people living beyond their means, bitching about their house being foreclosed. It sucks, but you signed a contract. If you can't pay, get out of the way.

The problem is that the insurance companies, despite all they do to weed-out the probable high-loss clients, still can't predict the uncertainty of biology and lifestyle to their benefit. Maybe they're in the wrong business.

Well, you insured it, and you're responsible for fixing it, 'cause you got paid premiums to do just that, fucker.

I seriously don't understand why everyone (left and right) is not completely outraged about this kind of shit. It's highway-robbery for the regular folks who get fucked out of insurance, and it's an even bigger highway-robbery for businesses big and small who usually pay the bigger chunk of the health insurance cost.

HI companies dropping people in their time of need is a fucking crime.

 

[paperfist]

In 2004, a jury in Florence County, South Carolina, ordered Assurant Health, part of Assurant Inc, to pay Mitchell $15 million for wrongly revoking his heath insurance policy. In September 2009, the South Carolina Supreme Court upheld the lower court's verdict, although the court reduced the amount to be paid him to $10 million.

Gee whiz you think maybe insurance companies may be more inclined to insure everyone if they weren't getting sued for $15M? I don't know a whole lot about AIDS treatment, but I can't image it costs $15M to treat.

I don't hear anything about Obama care that curtails legal fees.

 

[her209]

Gee whiz you think maybe insurance companies may be more inclined to insure everyone if they weren't getting sued for $15M? I don't know a whole lot about AIDS treatment, but I can't image it costs $15M to treat.

I don't hear anything about Obama care that curtails legal fees.

Ahhh yes. Its not the health insurance companies fault. Its the fault of the individual buying the insurance.

 

[fallout man]

Gee whiz you think maybe insurance companies may be more inclined to insure everyone if they weren't getting sued for $15M? I don't know a whole lot about AIDS treatment, but I can't image it costs $15M to treat.

I don't hear anything about Obama care that curtails legal fees.

It doesn't cost $15M if you're a passenger in a car and you kick the driver in the knees? It's a total "money-in-the-bag" LOLsuit.

The insurance companies aren't inclined to insure everyone, because they're "for-profit" organizations and they're not stupid. Unfortunately, there aren't enough cancer/disease/malaise-free "aryan supermen" who can be insured to keep the racket going for these blood-suckers. They need to reach out and offer their services to the untermensch, and they're apparently not doing their homework in order to keep the profits up while milking the un-pure for premiums every month.

The insurance company made a promise, and broke it. They gambled their money with regard to their policies, and the folks they were willing to bet on for their profit and returns. Sometimes they lose the gamble, and they try to break contract by bitching and fidgeting. Clearly, they got called on it, and got fucked for $15M.

I wonder how much they'll have to raise the premiums for everyone else to compensate for this lawsuit. I wonder how much of a pay-cut their CEO will be taking as a result of the shitty policies leading to a $15M loss...

 

[paperfist]

Ahhh yes. Its not the health insurance companies fault. Its the fault of the individual buying the insurance.

Nothing like one way thinking

I didn't say it was or wasn't their fault, maybe, just maybe it's one of many variables.

If you're providing a service, but beset by lawsuits that are out of whack like what the RIAA does to file sharers then at some point you have to make cuts somewhere.

If you guys think government run health care is going to say everyone then you're dreaming. The only thing a government can do is bankrupt its people.

 

[paperfist]

It doesn't cost $15M if you're a passenger in a car and you kick the driver in the knees? It's a total "money-in-the-bag" LOLsuit.

The insurance companies aren't inclined to insure everyone, because they're "for-profit" organizations and they're not stupid. Unfortunately, there aren't enough cancer/disease/malaise-free "aryan supermen" who can be insured to keep the racket going for these blood-suckers. They need to reach out and offer their services to the untermensch, and they're apparently not doing their homework in order to keep the profits up while milking the un-pure for premiums every month.

The insurance company made a promise, and broke it. They gambled their money with regard to their policies, and the folks they were willing to bet on for their profit and returns. Sometimes they lose the gamble, and they try to break contract by bitching and fidgeting. Clearly, they got called on it, and got fucked for $15M.

I wonder how much they'll have to raise the premiums for everyone else to compensate for this lawsuit. I wonder how much of a pay-cut their CEO will be taking as a result of the shitty policies leading to a $15M loss...

Eh insurance companies are insured by insurance companies, they can take some hits with a population of more sick then healthy. The main point still stands, $15M for that case does more damage then good.

Sure insurance companies are nothing more then legalized mobsters, but when Obama takes them over that ain't gonna change the game. The only thing is a bigger mob outfit is going to be running the smaller one, and you will be paying for both mob gangs now instead of one.

 

[ebaycj]

If we only knew all the shit being pulled not only by health insurers, but by companies/corporations against their own loyal employees. Start costing them too much in health care (for whatever reason) and out you go first excuse they get.

This would be because many (larger) companies self-insure, so your $150,000 surgery is a -$150,000 on their books..