Health Care for the Service Industry

[Brigandier]

A lot of people grease the wheels of American society, and in those service industry jobs, no health care is provided. Is it that low-paying service industry jobs don't deserve health care?


Is there any free market model to address the health care availability to service-industry employees?

 

[Patranus]

A lot of people grease the wheels of American society, and in those service industry jobs, no health care is provided. Is it that low-paying service industry jobs don't deserve health care?


Is there any free market model to address the health care availability to service-industry employees?

Link? Do you have an PROOF to backup your claim or are you just assuming this to be the case?

Do you have any PROOF that the majority cannot afford health insurance or do not have health insurance via their spouse?

Please provide PROOF to backup your claim that they do not have insurance (and cannot afford it)

Thank you.

 

[Brigandier]

Link? Do you have an PROOF to backup your claim or are you just assuming this to be the case?

Do you have any PROOF that the majority cannot afford health insurance or do not have health insurance via their spouse?

Please provide PROOF to backup your claim that they do not have insurance (and cannot afford it)

Thank you.

Service industry jobs pay minimum wage up to 30% above that. What do you have to say to the waiter, McD clerk, Kohl's cashier, Chile's Waiter, dry cleaning rep, etc. living in the modern world? No health insurance for you? Go afford it on 8-14 dollars an hour?

 

[Patranus]

Service industry jobs pay minimum wage up to 30% above that. What do you have to say to the waiter, McD clerk, Kohl's cashier, Chile's Waiter, dry cleaning rep, etc. living in the modern world? No health insurance for you? Go afford it on 8-14 dollars an hour?

Let see, $8 Per Hour * 10 Hour Per Day * 365 Days Per Year = $29,200 Per Year

Examples of health insurance have been provided on this forum before at roughly $75 to $100 per month.

12 Months Per Year * $100 Per Month = $1,200 Per Year

That is less than 5% of ones yearly income.
(Take the least wage provided and the high end of the minimum health insurance policy)

 

[sportage]

Yes... all u need for proof of in affordability (un-affordability) is to open your eyes.
Many people probably don't realize a waiter only
makes $2 - $3 an hour plus tips.
And with the bad economy hitting perks like eating out,
the waiters/waitresses are suffering from lack of tips.
Forget about healthcare. Just buying a tank of gas is a daily challenge.
Come on... affordable healthcare??? Really...

 

[Viper GTS]

Let see, $8 Per Hour * 10 Hour Per Day * 365 Days Per Year = $29,200 Per Year

Examples of health insurance have been provided on this forum before at roughly $75 to $100 per month.

12 Months Per Year * $100 Per Month = $1,200 Per Year

That is less than 5% of ones yearly income.
(Take the least wage provided and the high end of the minimum health insurance policy)

Is this supposed to be sarcasm or do you really not know how to figure out how much someone making minimum wage makes?

I sometimes have a hard time telling the difference.

Viper GTS

 

[Brigandier]

Let see, $8 Per Hour * 10 Hour Per Day * 365 Days Per Year = $29,200 Per Year

Examples of health insurance have been provided on this forum before at roughly $75 to $100 per month.

12 Months Per Year * $100 Per Month = $1,200 Per Year

That is less than 5% of ones yearly income.
(Take the least wage provided and the high end of the minimum health insurance policy)

How about 8*40*52, you have to remember, if a service employee can work 40 hours a week, that's a privilige. That's 16640 dollars. How much a month to live? 1000? That's 4640 extra, that's 387 bucks extra a month person gets to "live" with. Tell me health care is affordable.

 

[Patranus]

How about 8*40*52, you have to remember, if a service employee can work 40 hours a week, that's a privilige.

And there is your problem. This hypothetical indivudial in unwilling to put the amount of effort required to have heath insurance that is their choice.

Now, I know what is coming next.....Student this - Student that......Well, almost every college requires health insurance and offers group plans.

How many fucking hours do you think CEOs and corporate lawyers with their "Cadillac Plans" work per week?

(Hint: It is more than 40, a lot more than 40)

 

[Brigandier]

And there is your problem. This hypothetical indivudial in unwilling to put the amount of effort required to have heath insurance that is their choice.

Now, I know what is coming next.....Student this - Student that......Well, almost every college requires health insurance and offers group plans.

How many fucking hours do you think CEOs and corporate lawyers with their "Cadillac Plans" work per week?

(Hint: It is more than 40, a lot more than 40)

lol, not student this student that. Life this, life that, ten dollars here, three there, it dries up quick. Service employees work full time jobs, why shouldn't they get health care?

 

[Patranus]

lol, not student this student that. Life this, life that, ten dollars here, three there, it dries up quick. Service employees work full time jobs, why shouldn't they get health care?

They should get health insurance. I highly recommend purchasing even the most basic health insurance package.

Anyone who puts priorities such as TVs, computers, internet, cars, or other 'luxury items' is making a very risky financial decision.

It is not about one 'deserving' health insurance rather why you think that a service employee 'deserves' the hard work of others when in many cases they can afford health insurance but put other 'luxury items' ahead in the decision making process.

If you have cut out every 'luxury item', have a roommate, taken a 2nd jobs, ect ect ect....and still cannot get health insurance than we will talk.

Note: The people who truly cannot get insurance make up less than 3% of the population according to the CBO. I am all for providing assistance to those 3%.

What I am opposed to is raising taxes to pay for something that someone has chosen to not purchase when could purchase if they made it a priority.

Now, the service industry is a relatively low skilled industry. It doesn't take a high school diploma to become a waiter. There are a lot more people who are able to do that job and thus the supply is very high. The demand is also relatively low (currently) because of the economy.

The one sure way to make sure you have health insurance is to obtain an education.

 

[JSt0rm]

And there is your problem. This hypothetical indivudial in unwilling to put the amount of effort required to have heath insurance that is their choice.

Now, I know what is coming next.....Student this - Student that......Well, almost every college requires health insurance and offers group plans.

How many fucking hours do you think CEOs and corporate lawyers with their "Cadillac Plans" work per week?

(Hint: It is more than 40, a lot more than 40)

actually most lower end and indie restaurants make sure the employees stay under 40 hours a week. More like 30 hours a week. Most chains offer healthcare after a year and fully paid healthcare after like 4 years (yeah right) and at my last serving job I had 401k, health, optical and dental insurance and 2 weeks payed vacation but that was in the top 99.9999% along with pulling in a fat check.

 

[cubby1223]

Service industry jobs pay minimum wage up to 30% above that. What do you have to say to the waiter, McD clerk, Kohl's cashier, Chile's Waiter, dry cleaning rep, etc. living in the modern world? No health insurance for you? Go afford it on 8-14 dollars an hour?

Strive to move onward to a better job?

 

[sportage]

You're assuming a "better job" will still = affordable healthcare in 2015, 2014, hell... 2010.
Without reform and without forcing the industry to play fair, I certainly would not assume that. The issues with unaffordable healthcare and the low wage worker will make full circle to include most middle class American's. They is, if reform fails.
Just think of it as paying the same or more for healthcare insurance thru work, as you would pay for a typical mortgage on a $350,000 home. That is the future of American healthcare, without hard reform.
Ask yourself... House or healthcare?? Healthcare or house??? You make the choice.

 

[boomerang]

My oldest stepson waited tables at a nice restaurant in the area for over two years. He had health insurance through his employer. He contributed part of the cost. He did so, which makes me have to assume it was affordable for him.

He was very glad he had it when he had to have an emergency appendectomy.

Instead of griping about the job he had, the pay, the hours and his health care coverage, he found himself a better job.

There's a lesson in this story OP. Hope I made it transparent enough for you to figure it out.

 

[Gonad the Barbarian]

Examples of health insurance have been provided on this forum before at roughly $75 to $100 per month.

Where can someone buy their own health insurance comparable to group coverage for $75 a month?

 

[MovingTarget]

Patranus, you seem to have a lot of ignorance about how the working poor actually live. The vast majority of them are in the service industries. The pay is low, benefits usually nonexistant, hours systematically designed to prevent full time (much less overtime) status, schedules varied to much to prevent moonlighting at a second job, etc. I would suggest The Working Poor: Invisible in America by David Shipler as a good read into what it is like to be in this class and trapped by poverty.

You seem to assume that better jobs and opportunities for these people are growing on trees. They aren't. Even if a person is qualified for a much better job, it will not guarantee that said job will be available. Such is life. You need to get out more.

 

[Gonad the Barbarian]

My oldest stepson waited tables at a nice restaurant in the area for over two years. He had health insurance through his employer. He contributed part of the cost. He did so, which makes me have to assume it was affordable for him.

He was very glad he had it when he had to have an emergency appendectomy.

Instead of griping about the job he had, the pay, the hours and his health care coverage, he found himself a better job.

There's a lesson in this story OP. Hope I made it transparent enough for you to figure it out.

Where is this magical land you guys live in where anyone can always get a better job, or a job in the first place? Ten percent of Americans would really like to know.

 

[GuitarDaddy]

LOL at the right wing responses

1. Work 70 hrs a week to earn your healthcare
2. Find a better job
3. Get that mythical $50 a month insurance

In other words "Fuck off you lowly grunt, you don't deserve health care", If you drop dead there is another lackey waiting in line to serve me

 

[Mursilis]

LOL at the right wing responses

1. Work 70 hrs a week to earn your healthcare
2. Find a better job
3. Get that mythical $50 a month insurance

In other words "Fuck off you lowly grunt, you don't deserve health care", If you drop dead there is another lackey waiting in line to serve me

And your response is?

 

[pcgeek11]

Where is this magical land you guys live in where anyone can always get a better job, or a job in the first place? Ten percent of Americans would really like to know.

Well the deal is this. Sometimes you have to suffer through the hard times and do without some nice things to get where you can afford nice things and have better times.

I am not talking from a lack of experience here either.

My mother raised 4 of us kids as a single parent on 50.00 dollars a week, I quit high school to help at 16 years old with a minimum wage job $1.25 an hour and I have worked for even less. You work hard and see where you need or want to go. There is some suffering and wants and even some needs that you may have to do without. I certainly did. Now I have never been on welfare or complained about my situation. I worked hard, went to school when I could. I did without quite often, but now I have all I need and want. I work as an electronics tech with a world class company Robert Bosch LLC and make very close to 6 figures every year.

No one paid for my health care, or a free ride. You get what you work for. Everyone is entitled to the health care, job, salary that they Work and pay for. I shouldn't have to pay for them because they choose not to work harder or to not work at all. This sense of entitlement make me want to puke.

pcgeek11

 

[rudder]

lol, not student this student that. Life this, life that, ten dollars here, three there, it dries up quick. Service employees work full time jobs, why shouldn't they get health care?

Why don't you ask the company these people work for?

 

[blackangst1]

Yes... all u need for proof of in affordability (un-affordability) is to open your eyes.
Many people probably don't realize a waiter only
makes $2 - $3 an hour plus tips.
And with the bad economy hitting perks like eating out,
the waiters/waitresses are suffering from lack of tips.
Forget about healthcare. Just buying a tank of gas is a daily challenge.
Come on... affordable healthcare??? Really...

It may be anecdotal, but my best friend is a waiter at Outback and somehow affords their Cigna plan. It is doable.

 

[ericlp]

Link? Do you have an PROOF to backup your claim or are you just assuming this to be the case?

Do you have any PROOF that the majority cannot afford health insurance or do not have health insurance via their spouse?

Please provide PROOF to backup your claim that they do not have insurance (and cannot afford it)

Thank you.

Your joking right? Most of the SLAVE class work 35-39 hours so that the establishment does not have to afford them healthcare.

Get back to us when your graduated second grade.

 

[blackangst1]

Originally Posted by Patranus
Examples of health insurance have been provided on this forum before at roughly $75 to $100 per month.

Where can someone buy their own health insurance comparable to group coverage for $75 a month?

Most states have an insurance pool that low income qualifies for, at cheap rates. Its not a platinum plan, but its something. When I was laid off 3 times in 2 years during the dot com bust I had to use WA state's pool for about 18 months, and I was able to pay for it getting unemployment. Thats with a pre-existing condition. Dont know about other states, but I know most states have something similar.

 

[pcgeek11]

Your joking right? Most of the SLAVE class work 35-39 hours so that the establishment does not have to afford them healthcare.

Get back to us when your graduated second grade.

SLAVE Class? Where is that? Slavery is illegal. BS.