Has anyones credit/debit card been charged by MWI memberworks

[snobgoblin]

Well it finally happened to us.. (my girlfriend and i).. we have been scammed out of our money and dont know how it happened..

Our Debit card was charged 89.95 yesterday by a place called MWI memberworks.. They have thousands of names but the most common is MWI... We have no idea why they have charged our debit card 89.95. I called them and they say we sighned up for some membership for some coupons or something.. We know for a fact that we did not sign up for anything like that.. I called them today and nobody knew who we was and did not have any info on us. But they had enough info to charge us 89.95. The lady on the line got mad and hung up on me.

I did a lot of research today and found that there are thousands of people they do this too. Half of the people they are charging dont even know that they are being charged. This is going to set us back some because OUr rent is Due on the 1st of this month and know we are short some money. We have no idea when we will get a refund. I called the bank and faxed them all the info so they can do an investigation on the unathorized charge.. Damn thats going to take 10 days to do.....

I cant believe the US lets companies get away with these types of things. Its no different than someone pointing a gun at you and taking your money right out the atm.....

Here are some sites about them...http://kadyellebee.com/mt/past/2001/10/000971.php


http://www.consumeraffairs.com/scam_alerts/mwi.html


http://www.heartlandbbb.org/commonr...?compid=7000028



Please guys/girls.. Check your bank statements everymonth.. Becasue they are getting millions of people and they dont know it yet.. Its not always 89.95.. sometimes its as small as $1-19 or as big as $400.. One guy was charged for 5 years and didnt know it... Just be on the safe side and check your bank statements every month.. Its even better when you have internet banking.....

 

[acemcmac]

thats why you dont use a debit card in public.... then its not the CC's cash getting tied up, its your personal assets. Dump the whole CC when this clears... if they're making you wait, they dont deserve your buisness. If you had amex, they'd all have been killed by heilocopter riding, mp5 toting super mercenaries by now...

 

[Shockwave]

Go to your bank and file a fraud report. Write a check to your apartment for rent. When it happened to me my bank stat3ed they would have the money back within a few days and any bounced checks due to the fraud they would waive the overdraft fee on. It worked out fine in the end, but I HIGHLY recommend you drive to your bank and fill out the fraud papers and have them get the money back.

 

[snobgoblin]

thanks

 

[Dissipate]

Same thing happened to me recently but with a different company. They charged me $80 for a free credit report I got like 2 years ago. Unfortunately, my bank has so many hoops to jump through to clear this up I'm just going to cancel my checking card and maybe get a new one. Maybe not.

 

[arcas]

This is a good reason not to use a debit card. Some companies are beginning to offer the same type of protections for debit card customers that they do for their credit card customers but, frankly, it's not worth the risk. With a credit card, it's usually a straightforward process to dispute a charge. It'll go against your credit limit until sorted out but you're not out any money. With a debit card, it's different. Since it's attached to your bank account, you're physically without those funds until the bank reinstates them meaning that you could bounce checks in the meantime and incure additional penalties.

Stick with credit cards. They're less hassle.

 

[Shockwave]

Originally posted by: arcas
This is a good reason not to use a debit card. Some companies are beginning to offer the same type of protections for debit card customers that they do for their credit card customers but, frankly, it's not worth the risk. With a credit card, it's usually a straightforward process to dispute a charge. It'll go against your credit limit until sorted out but you're not out any money. With a debit card, it's different. Since it's attached to your bank account, you're physically without those funds until the bank reinstates them meaning that you could bounce checks in the meantime and incure additional penalties.

Stick with credit cards. They're less hassle.

Mine was a debit card. Absolutely no hassle, I was amazed at how painless the process was. Took maybe fifteen minutes, of which half that was just shooting the breeze with the guy.
Bank is UMB, debit card is a Visa *OOPS*!! they'll treat you right! 😎

 

[Legendary]

Originally posted by: Shockwave

Originally posted by: arcas
This is a good reason not to use a debit card. Some companies are beginning to offer the same type of protections for debit card customers that they do for their credit card customers but, frankly, it's not worth the risk. With a credit card, it's usually a straightforward process to dispute a charge. It'll go against your credit limit until sorted out but you're not out any money. With a debit card, it's different. Since it's attached to your bank account, you're physically without those funds until the bank reinstates them meaning that you could bounce checks in the meantime and incure additional penalties.

Stick with credit cards. They're less hassle.

Mine was a debit card. Absolutely no hassle, I was amazed at how painless the process was. Took maybe fifteen minutes, of which half that was just shooting the breeze with the guy.
Bank is UMB, debit card is a Visa with card number <EDIT>so try to get a card with that number from Visa cause they'll treat you right! 😎

Am I missing something here or did Shockwave just post his Debit Card # and Expiration?

 

[Dissipate]

Originally posted by: Legendary

Originally posted by: Shockwave

Originally posted by: arcas
This is a good reason not to use a debit card. Some companies are beginning to offer the same type of protections for debit card customers that they do for their credit card customers but, frankly, it's not worth the risk. With a credit card, it's usually a straightforward process to dispute a charge. It'll go against your credit limit until sorted out but you're not out any money. With a debit card, it's different. Since it's attached to your bank account, you're physically without those funds until the bank reinstates them meaning that you could bounce checks in the meantime and incure additional penalties.

Stick with credit cards. They're less hassle.

Mine was a debit card. Absolutely no hassle, I was amazed at how painless the process was. Took maybe fifteen minutes, of which half that was just shooting the breeze with the guy.
Bank is UMB, debit card is a Visa with card number <EDIT>so try to get a card with that number from Visa cause they'll treat you right! 😎

Am I missing something here or did Shockwave just post his Debit Card # and Expiration?

I don't know, but if he did he is an idiot. 🙂

 

[snobgoblin]

Originally posted by: Dissipate

Originally posted by: Legendary

Originally posted by: Shockwave

Originally posted by: arcas
This is a good reason not to use a debit card. Some companies are beginning to offer the same type of protections for debit card customers that they do for their credit card customers but, frankly, it's not worth the risk. With a credit card, it's usually a straightforward process to dispute a charge. It'll go against your credit limit until sorted out but you're not out any money. With a debit card, it's different. Since it's attached to your bank account, you're physically without those funds until the bank reinstates them meaning that you could bounce checks in the meantime and incure additional penalties.

Stick with credit cards. They're less hassle.

Mine was a debit card. Absolutely no hassle, I was amazed at how painless the process was. Took maybe fifteen minutes, of which half that was just shooting the breeze with the guy.
Bank is UMB, debit card is a Visa with card number <EDIT>so try to get a card with that number from Visa cause they'll treat you right! 😎

Am I missing something here or did Shockwave just post his Debit Card # and Expiration?

I don't know, but if he did he is an idiot. 🙂

He has got to be playing around. NO one is that dumb... Well i hope not

 

[Shockwave]

Originally posted by: Legendary

Originally posted by: Shockwave

Originally posted by: arcas
This is a good reason not to use a debit card. Some companies are beginning to offer the same type of protections for debit card customers that they do for their credit card customers but, frankly, it's not worth the risk. With a credit card, it's usually a straightforward process to dispute a charge. It'll go against your credit limit until sorted out but you're not out any money. With a debit card, it's different. Since it's attached to your bank account, you're physically without those funds until the bank reinstates them meaning that you could bounce checks in the meantime and incure additional penalties.

Stick with credit cards. They're less hassle.

Mine was a debit card. Absolutely no hassle, I was amazed at how painless the process was. Took maybe fifteen minutes, of which half that was just shooting the breeze with the guy.
Bank is UMB, debit card is a Visa with card number <Edit>so try to get a card with that number from Visa cause they'll treat you right! 😎

Am I missing something here or did Shockwave just post his Debit Card # and Expiration?

😱




😉

 

[snobgoblin]

😀