Actually, that may be true in Keitero's case (and that's a pun, for sure, as you shall see!)
The 4-port 9650SE is cooled by a stubby heatsink. On the other hand, my motherboard ducting and the placement of the card draws a lot of air from the back and top of the card, and I haven't noticed any heat issues.
If I had to make the decision this year -- anytime this year -- I would've picked either the Adaptec 5405 or the Highpoint 3510 -- per this review (if substantiated by other reviews):
Maximum PC Magazine -- RAID controllers compared
Let me say that I am more or less skeptical of reviews depending on the source. I am not so confident about all Maximum PC Magazine reviews: for instance, I've noted that their heatsink and PSU reviews exclude models shown superior to the test subjects, and the "Kick-Ass 9" award page is often followed by a full-page ad paid for by the makers of the Kick-Ass 9 winner.
However, I have earlier Highpoint RAID controllers (PCI), and . . . "I've been aroun', you know . . . " going back to the early 1980s in this microcomputer technology. [The call them "computers" today, but back then, they were "micro"]. Adaptec has decades of a high reputation in disk controller cards -- SCSI especially, but IDE and SATA make it just as easy for Adaptec to excel.
I'd take Maximum PC's remarks about the HighPoint 3510 seriously, but check out additional reviews to verify.
Another make of PCI-E controller you might want to investigate is Areca. Again, you'll want benchtest comparisons from hardware review sites. You can take a look at Promise Technology's offering, but I haven't seen them getting any rave notices for performance in recent years. I could be wrong, but after becoming comfortable or familiar with some of their products, I quickly dropped them from my list of RAID controllers to consider. I might have overlooked something, but you can certainly do your homework and find a fast, reliable card that doesn't devour your wallet.