I felt comfortable with my setup until I read this. I'm running gtx 480 x 2 and an i7 at 4.2 Hz on a Seasonic 850 W M12D (2 rails rated 40 amps each). It just cracks 600 W in Crysis DX11 on my UPS LCD screen, but the 480(s) are at stock clock and voltage. Are you overclocking your GPUs?
Yes I am overclocking them to 850/2200, also my system is really ludacris, 5 hard drives 4 ssds etc, stuff like that and when I said 800+ those were worst case scenarios. You're 850 watt seasonic should be fine. If you start getting crashes then you will know you have a problem
650 on the other hand, lol...