Just my $.02. You asked and people have told you their opinions based on conventional wisdom. Yet, you refuse to listen and keep debating them all. If you were convinced you were OK, then why ask and argue with people that reply?
Conventional wisdom says that running a PSU at 85% + of its rated capacity is not a good idea. I rate 85% based on your statement of 550w to 600w usage.
Good PSUs should handle it and handle it for a longer time than a cheap PSU. But, "poop" happens. A PSU loaded like what you could potentially see can fail catastrophically and kill other gear. If you are spending $1200 on GPUs IMO, it's foolish to risk them and running them on a 650w PSU.
Also, based on what I have seen in some PSU forums, I'm betting that you will see some shutdowns under heavy loads.