Group Health Insurance?

[wizzz]

If I go through a group plan for health insurance,
is the insurance company required to give me coverage even if I have
pre-exisiting conditions?

Also, is an individual insurance more expensive than a group insurance?


If you know of any groups that has easy requirements to join the group and
get group health insurance, please list them.

 

[Harvey]

If I go through a group plan for health insurance,
is the insurance company required to give me coverage even if I have
pre-exisiting conditions?

It varies with different plans. If you are able to join when the plan first starts, they may waive pre-existing conditions. If you are joining an existing program, you'll have to read the terms of the offer.

Also, is an individual insurance more expensive than a group insurance?

Unfortunately, YES! I'm a self-employed independent design engineer, and I wish there were some health plan I could afford. 🙁

 

[DaveSimmons]

Unfortunately, YES! I'm a self-employed independent design engineer, and I wish there were some health plan I could afford.

Have you checked for professional organizations like IEEE? I know ACM has health insurance though it's not avaialble here in Washington state.

 

[wizzz]

Thanks for the info.

I know ACM has health insurance though it's not avaialble here in Washington state.

Link?
I checked acm.org but I couldn't find any info on health insurance.

IEEE.org has health insurance but the rates weren't attractive to me.