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GOT IT Thanks

I read on here that it would be theoretically easy to get the free trial report, and then cancel the subscription....how do i go about cancelling? i got my report and now i'm done....😀 742 btw in case anyone cares....
 
No, just Experian iirc.

It's kinda lame. They said I was at 783, but when I maxed out a card it dropped 50 points. Basically I could have put that amount on another card, thus not maxing out, and not lost 50 points. Same debt, different score.
 
haha, is it bad that they couldn't verify me/authenticate my account? I was going through the setup for the 30 day trial thing, and the last step was verification ID and it said it was unable to do so...please call this number, blah blah blah...

I will call tomorrow to verify my account, but is that a bad sign if I couldn't get verified online?
 
It means you probably don't know your balances or account names or whatever they asked. Pull out statements when you call them so you have info in front of you.
 
Originally posted by: saymyname
It means you probably don't know your balances or account names or whatever they asked. Pull out statements when you call them so you have info in front of you.

Ermm...it never asked me any of that.

It was just:

step 1: input info like name, address, email, SSN, DOB
step 2: input CC info
step 3: Unable to verify, please call XXXXXXXXXX
 
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