got a speeding ticket, do I need to call the insurance company about it. And will 1 point increase my rates?

holden j caufield

Diamond Member
Dec 30, 1999
6,324
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currently have 0 points but I went to traffic school 16 months ago and they say if you've been in traffic school less than 18 months ago you can't go again. So do I need to call the insurance company ASAP and will it drive up my rates (went 13mph over the limit)?
 

Zim Hosein

Super Moderator | Elite Member
Super Moderator
Nov 27, 1999
64,586
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got a speeding ticket, do I need to call the insurance company about it. And will 1 point increase my rates?

No and yes.
 

shilala

Lifer
Oct 5, 2004
11,437
1
76
No and not likely.
The only way they'll catch it is if you change insurance companies or if your name comes up in a random check.
I don't think that any companies check driving records as a point of order anymore, someone may be able to expand on that.
 

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