Got a MasterCard from Citibank... and I didn't request it.

[gwlam12]

So I currently have a Visa with Citibank. Recently I got a MasterCard from them in the mail. I didn't sign up for it so does somebody know if they're doing a transition or something to Mastercards? And will it be bad if I close the account?

 

[Engineer]

Originally posted by: gwlam12
So I currently have a Visa with Citibank. Recently I got a MasterCard from them in the mail. I didn't sign up for it so does somebody know if they're doing a transition or something to Mastercards? And will it be bad if I close the account?

My boss received a few credit cards about 2 months ago and it turned out that someone was opening accounts in his name and adding themselves as authorized card users. They had run up over $3000 in debt by the time he received the card. After he placed a fraud alert with the credit agencies, they caught two other attempts to open new cards. Still haven't caught the person responsible.

 

[CrackRabbit]

Sounds like one of the signs of Identiy Theft, check your credit report STAT.

 

[gwlam12]

Did your boss activate the cards? I'm not activating the Mastercard. I simply have no use for it.

 

[gwlam12]

Originally posted by: CrackRabbit
Sounds like one of the signs of Identiy Theft, check your credit report STAT.

Checked it today. Nothing unusual. Everything's the same as it was when I last checked in September except for the new card with $0 balance.

 

[Engineer]

Originally posted by: gwlam12
Did your boss activate the cards? I'm not activating the Mastercard. I simply have no use for it.

No. I'm not sure how they were activated, but they were. Simply not activating it is not the best thing you can do. I would call them and cancel and maybe check your credit report.

Edit: I just saw your above post. Cancel it and just monitor.

 

[everman]

You should contact them immediately because they can't send you a card you didn't apply for, but someone may have...