google wallet now supports any visa, mc, amex, or discover card

[vshah]

awesome. just added my two visa cards. instead of storing card info in the NFC secure element, they're now storing it on their servers & a device ID on the phone.

they've also added remote deactivation and wipe features for google wallet, so you're secure if you lose your phone.

http://officialandroid.blogspot.com/2012/08/use-any-credit-or-debit-card-with.html

 

[cheezy321]

Awesome! I hope Apple comes out with something like this soon. I would use it all the time. I just hope all businesses adopt it quickly.

 

[blackdogdeek]

can someone copy and paste the blog post? for some reason it is blank in my browser at work.

 

[ChronoReverse]

can someone copy and paste the blog post? for some reason it is blank in my browser at work.

Just for you:

Use any credit or debit card with Google Wallet
August 1, 2012
(cross-posted from the Google Commerce Blog)

Since we released the first version of Google Wallet, the app that makes your phone your wallet, we’ve made it available on six phones from Sprint and Virgin Mobile, as well as the new Nexus 7 tablet. We’ve also partnered with more than 25 national retailers, and thanks to MasterCard PayPass, you can pay with your phone at more than 200,000 retail locations across the U.S.

Today we’re releasing a new, cloud-based version of the Google Wallet app that supports all credit and debit cards from Visa, MasterCard, American Express, and Discover. Now, you can use any card when you shop in-store or online with Google Wallet. With the new version, you can also remotely disable your mobile wallet app from your Google Wallet account on the web.




A wallet with all your credit and debit cards
To save a card to Google Wallet, just enter the number into the mobile app, online wallet, or Google Play when making purchases. When you shop in-store, you can use Google Wallet in conjunction with your selected credit or debit card for purchases (more info here). Shortly after making a payment, you’ll see a transaction record on the phone with the merchant name and dollar amount. You can now view a history of all your in-store and online purchases from the online wallet.





To support all credit and debit cards, we changed our technical approach to storing payment cards. The Google Wallet app now stores your payment cards on highly secure Google servers, instead of in the secure storage area on your phone. A wallet ID (virtual card number) is stored in the secure storage area of the phone, and this is used to facilitate transactions at the point of sale. Google instantly charges your selected credit or debit card. This new approach speeds up the integration process for banks so they can add their cards to the Wallet app in just a few weeks. Banks that want to help their customers save cards to Google Wallet, including their custom card art, can apply here — there is no cost.

A wallet you can lock — and remotely disable We take security very seriously and have always had a dedicated Google Wallet PIN to prevent others from making payments with your Google Wallet. And as always, we encourage Google Wallet customers to set up the phone’s screen lock -- as an extra layer of protection.

Today, we’re adding a Google Wallet security feature that makes it possible for you to remotely disable your mobile wallet on a lost phone. It’s easy. If you lose your phone, just visit the ‘Devices’ section in the online wallet and select the phone with the mobile wallet you wish to disable. When you successfully disable your wallet on a device, Google Wallet will not authorize any transactions attempted with that device*. If the Google Wallet online service can establish a connection to your device, it will remotely reset your mobile wallet, clearing it of card and transaction data. There is no way you can do that with your leather wallet.


The new Google Wallet app is available now on Google Play, and if you have a supported NFC device and are in the United States, we encourage you to give it a try.

Posted by Robin Dua, Head of Product Management, Google Wallet

* For now, Google Prepaid Cards and some Citi MasterCard cards will remain active until Google Wallet can remotely connect and reset your mobile wallet.

 

[zerocool84]

Awesome! I hope Apple comes out with something like this soon. I would use it all the time. I just hope all businesses adopt it quickly.

It's cool just to show off. I've used it maybe 10 times since Google Wallet first came out. Not enough places support it for it to be convenient.

 

[blackdogdeek]

Just for you:

thanks!

 

[basslover1]

It's cool just to show off. I've used it maybe 10 times since Google Wallet first came out. Not enough places support it for it to be convenient.

Yep, I've used it like 4 times I think. It's pretty cool but around me its 7-11 or CVS, two places I rarely go to.

 

[ponyo]

No freaking way I would use this with any rewards credit cards. Google needs to pay me to use Google Wallet, not the other way around. If you use Wallet with your rewards credit cards, prepare to only get the generic 1% cash back. So no 2-5% cash back for dining, gas, travel, etc.

According to Google, "Keep in mind that for purchases where Google Wallet facilitates the payment and then charges your registered card, the amount charged to your registered card is charged by Google Wallet and not by the merchant where you make a purchase. Rewards and benefits, if applicable, will be decided by your card issuers."

 

[lothar]

No freaking way I would use this with any rewards credit cards. Google needs to pay me to use Google Wallet, not the other way around. If you use Wallet with your rewards credit cards, prepare to only get the generic 1% cash back. So no 2-5% cash back for dining, gas, travel, etc.

According to Google, "Keep in mind that for purchases where Google Wallet facilitates the payment and then charges your registered card, the amount charged to your registered card is charged by Google Wallet and not by the merchant where you make a purchase. Rewards and benefits, if applicable, will be decided by your card issuers."

This.

I have 5% cashback on Gas, 5% cashback on Bill payments, and 5% cashback on Charity on my credit cards with no annual fees.
I can change my 5% category to Airlines, Hotels, Restaurants, Electronic stores and many others as I please.

 

[Suspicious-Teach8788]

ok well they've finally expanded this to other cards....

BUT

ALL but 2 phones are on Sprint. So you can use the GNex and Nexus 7, but the GNex on Verizon is not officially supported.

 

[zoiks]

Any place that accepts paypass will take this. I've used my GN to pay via NFC at Peets, CVS, car parks, Macys.

 

[zoiks]

ok well they've finally expanded this to other cards....

BUT

ALL but 2 phones are on Sprint. So you can use the GNex and Nexus 7, but the GNex on Verizon is not officially supported.

Not sure what you mean by 'Not officially supported'. If it works, it works even if you manually install the wallet apk. If you put a custom ROM on your phone, you will get a 'Not officially supported' banner on top. That doesn't stop you from using that phone with Wallet or NFC however.

 

[Suspicious-Teach8788]

Not sure what you mean by 'Not officially supported'. If it works, it works even if you manually install the wallet apk. If you put a custom ROM on your phone, you will get a 'Not officially supported' banner on top. That doesn't stop you from using that phone with Wallet or NFC however.

you can't find it via market. it's a lot of work to have to connect my phone to my computer and then copy the file over, or to have to surf on that tiny screen. it's a little annoying.

like i said it's not gonna stop any of us, but the majority of GNex users have no idea they can use Wallet.

Basically people's only choice is to get on Sprint or use a GNex. My Nexus S doesn't even support wallet. When I launch it, it kicks me out of the program. I already whined about this on a thread back in May or June. Pretty pathetic if you ask me considering Google showed off this technology in December 2010 with the Nexus S launch. Vaporware? Yeah.

Sorry, but Google Wallet's launch is worse than ATI/NVidia's botched paper launches combined.

Edit: Probably will catch flak for being a lazyass and not figuring out how to copy an APK over. There may be easier ways, but I was never impressed with the concept of an "app store." We had apps on S60 and Windows Mobile. You download them and run them. It was always a PITA to download on phone... but you could. You could also do it on your computer. But looking back I probably spent like 5 minutes downloading then installing when now it takes 10 seconds to find it on the market and another 10 seconds to download and install. If a matter of minutes has created a multi-billion dollar app market in the smartphone industry, you can tell why Wallet has horrible adoption EVEN if people *can* sideload the app.

 

[AstroManLuca]

There's one store I've ever visited that appears to have the readers to support NFC payments, and I've tried twice to pay with it and it didn't work either time.

And then you have the lack of cashback rewards.

This is like hydrogen powered cars. Neat on paper, in reality only even slightly useful if you live in Silicon Valley, and even then not nearly as good as it ought to be. It's not any faster or more convenient than just pulling out a card, it's a crap shoot as to whether it'll work at all, and there are basically no locations. Google Wallet and NFC payments in general have been a complete flop and I'm guessing we're no less than 10 years away from them surpassing the magnetic strip.

 

[Puddle Jumper]

you can't find it via market. it's a lot of work to have to connect my phone to my computer and then copy the file over, or to have to surf on that tiny screen. it's a little annoying.

like i said it's not gonna stop any of us, but the majority of GNex users have no idea they can use Wallet.

Basically people's only choice is to get on Sprint or use a GNex. My Nexus S doesn't even support wallet. When I launch it, it kicks me out of the program. I already whined about this on a thread back in May or June. Pretty pathetic if you ask me considering Google showed off this technology in December 2010 with the Nexus S launch. Vaporware? Yeah.

Sorry, but Google Wallet's launch is worse than ATI/NVidia's botched paper launches combined.

Edit: Probably will catch flak for being a lazyass and not figuring out how to copy an APK over. There may be easier ways, but I was never impressed with the concept of an "app store." We had apps on S60 and Windows Mobile. You download them and run them. It was always a PITA to download on phone... but you could. You could also do it on your computer. But looking back I probably spent like 5 minutes downloading then installing when now it takes 10 seconds to find it on the market and another 10 seconds to download and install. If a matter of minutes has created a multi-billion dollar app market in the smartphone industry, you can tell why Wallet has horrible adoption EVEN if people *can* sideload the app.

Wallet is on the Play Store.

 

[dguy6789]

Anyone know where I can get the latest apk for Google Wallet outside of the play store?

 

[zoiks]

Anyone know where I can get the latest apk for Google Wallet outside of the play store?

http://forum.xda-developers.com/showthread.php?t=1365360

 

[Suspicious-Teach8788]

Wallet is on the Play Store.

it wont let you install on the VZW Gnex will it?

I know it's on the play store. Like I said it will only work on a few devices. All but 2 are on Sprint. Those two are Nexus devices. Wait I should probably say 3 because I forgot the Nexus S.

But my Nexus S can't install Wallet from Google Play. I sideloaded it and it still tells me its unsupported and kicks me out of the app.

Like I said, the usefulness of this app is questionable. If they didn't put restrictions left and right it'd be much better.

 

[Puddle Jumper]

it wont let you install on the VZW Gnex will it?

I know it's on the play store. Like I said it will only work on a few devices. All but 2 are on Sprint. Those two are Nexus devices. Wait I should probably say 3 because I forgot the Nexus S.

But my Nexus S can't install Wallet from Google Play. I sideloaded it and it still tells me its unsupported and kicks me out of the app.

Like I said, the usefulness of this app is questionable. If they didn't put restrictions left and right it'd be much better.

No idea. I was able to download and install it on my Galaxy S2. It does give me a message that my device isn't supported since the i777 doesn't have some of the required hardware.

 

[zoiks]

you can't find it via market. it's a lot of work to have to connect my phone to my computer and then copy the file over, or to have to surf on that tiny screen. it's a little annoying.

like i said it's not gonna stop any of us, but the majority of GNex users have no idea they can use Wallet.

Basically people's only choice is to get on Sprint or use a GNex. My Nexus S doesn't even support wallet. When I launch it, it kicks me out of the program. I already whined about this on a thread back in May or June. Pretty pathetic if you ask me considering Google showed off this technology in December 2010 with the Nexus S launch. Vaporware? Yeah.

Sorry, but Google Wallet's launch is worse than ATI/NVidia's botched paper launches combined.

Edit: Probably will catch flak for being a lazyass and not figuring out how to copy an APK over. There may be easier ways, but I was never impressed with the concept of an "app store." We had apps on S60 and Windows Mobile. You download them and run them. It was always a PITA to download on phone... but you could. You could also do it on your computer. But looking back I probably spent like 5 minutes downloading then installing when now it takes 10 seconds to find it on the market and another 10 seconds to download and install. If a matter of minutes has created a multi-billion dollar app market in the smartphone industry, you can tell why Wallet has horrible adoption EVEN if people *can* sideload the app.

I'm not sure if you are serious or not. I would think someone using a smartphone could simply go to the xda page and click on the apk link to download it. I hope I don't have to tell you how to install it either. You could also click on the QR code to do the same thing.
But even with the above, how hard is it really to download an apk (Google is indeed your friend and shows the link on the first page if you were to look for wallet apk) and transfer it to your phone using a cable? Or perhaps instead of whining about how hard everything is and how you're stuck in the previous century with an old phone, how about looking up how to set a ftp server on your phone and use it that way? Or use Airdroid. Or use one of those file managers to mount a remote drive to get the apk. I think you could do any of that in the time you expended writing that whole thing above which makes like 10% sense.

 

[Suspicious-Teach8788]

I'm not saying it's difficult. I'm saying it's an extra step which has stalled the deployment of NFC, made it less ubiquitous, and it's really NOT a mainstream payment technique.

I'm chastising google for setting up barrier after barrier. First the fact that there were only a few NFC phones out there, and having an exclusive Sprint deal only. Then having only Mastercard. Sure they're opening up now, but Sprint is still the exclusive carrier. We can add US carriers to the picture too, but what about worldwide? There's only the GNex.

The fact is this is such a simple phone feature that Google botched the launch with.

All of those methods you described there require significantly MORE time than finding it on the market, installing it and having the app good to go. The fact ANYONE needs to sideload an app is beyond me. It shows a poor management decision.

 

[Suspicious-Teach8788]

http://forum.xda-developers.com/showthread.php?t=1794727 Here are some instructions for SGS3 users.

How long would that take? 5 minutes? 10 minutes? Maybe if you've done it half a dozen times for all your friends like 3-4 minutes, but this isn't something that's like reading an email. It takes a bit of time. Nothing too difficult. It also requires root which is easily another few minutes to get going.

All in all you coudl spend something like 30-45 minutes to get Wallet working. Maybe that's acceptable to you, but to me this is a failure in technology adoption. If something that should take 20 seconds max to find and install is taking people 45 minutes to achieve, yeah you tell me why NFC hasn't taken off yet.

 

[bearxor]

I did this three times today (first day!) and was successful two out of the three times. The first time I think I jumped the gun and tried to tap it too early before it was ready and it caused havoc.

Its cool as shit. Did it at Burger King and Rite-Aid. You do have to open and unlock the Google wallet app first before you do it, otherwise it will ask you to unlock it after you tap and it takes longer. But seriously, cool as shit.

Hating my full-time android experience so far, but this one thing alone could convince me to stick it out past an iPhone 5 launch. I'm just expecting Apple to have an answer for this feature at the iPhone 5 launch.

 

[Suspicious-Teach8788]

No idea. I was able to download and install it on my Galaxy S2. It does give me a message that my device isn't supported since the i777 doesn't have some of the required hardware.

interesting how you got that

On my SGS2 (i9100):

After sideloading Wallet onto my Nexus S:

 

[Anubis]

woo progress

now i just need some places IRL that let me pay with NFC/wallet because where i live there are none