getting a paid bill off your credit - t-mobile is dead to me

[Uppsala9496]

If you are dealing with a collections agency, do everything in writing via certified mail. Instruct them in the letter to only correspond with you in writing. This way you have a paper trail.
In your initial letter state that while you are not disputing the charges, you are also not admitting to them. Ask for proof that you owe.
Then you can go back to T-Mobile with those details to get this resolved properly.


EDIT: I had something similar happen 2 years ago. Clean credit report yet some collection agency saying I owed them money. $8.11 for a certified letter to them stating they need to provide proof. No response. And a clean credit report still.

 

[NoCreativity]

Some good advice here.

 

[holden j caufield]

Is WIFI calling on Tmobile any good? It's lame that ATT doesn't have it yet.

It's the best part of it.

 

[Brovane]

prepare to get gangstalked.

My stepfather passed away in 2007 from Cancer and he owed money to various credit card companies. He lived with us for about 6-months before he passed and for several years after he died, we had various collection agencies calling us about debt's he didn't pay. I had one leave a long Voice Mail that just because he ignored it the debt wouldn't go away. I got tired of trying to explain to the various collection agencies he was dead. One insisted that I was responsible for his debt. Checked my credit report every year, I was afraid they would try to slip something on mine but it never happened.

 

[OutHouse]

I remember the low of 27 minutes very well because my call was dropped and that pissed me off.

your call was not dropped, the rep hung up on you.

 

[OutHouse]

Is WIFI calling on Tmobile any good? It's lame that ATT doesn't have it yet.

from my personal experience, it sucked.

 

[sourceninja]

...

 

[TechBoyJK]

You need to send written letter, via certified mail, and state clearly that:

You have no intention of paying them any monies as they have no proof you owe
You are an advocate for debtors rights and will fight this out of principle
the bill was paid and you have proof that T-Mobile confirmed in writing
you have notified your lawyer to be prepared to litigate
they are not allowed to contact you via phone
they must contact all credit agencies and have anything from them removed from your credit
this is their final cease and desist


Summarize by stating if they do not comply, you will immediately file complaints with FCC that they are violating the Fair Debt Collections Practices Act and will have your lawyer move quickly to drag them through the court system and cost them far more than they are trying to collect.

Seriously, if they still pursue after this, you have them by the balls. A letter like this will shut just about any credit agency up. (if they are actually in the wrong)

 

[rudeguy]

You need to send written letter, via certified mail, and state clearly that:

You have no intention of paying them any monies as they have no proof you owe
You are an advocate for debtors rights and will fight this out of principle
the bill was paid and you have proof that T-Mobile confirmed in writing
you have notified your lawyer to be prepared to litigate
they are not allowed to contact you via phone
they must contact all credit agencies and have anything from them removed from your credit
this is their final cease and desist


Summarize by stating if they do not comply, you will immediately file complaints with FCC that they are violating the Fair Debt Collections Practices Act and will have your lawyer move quickly to drag them through the court system and cost them far more than they are trying to collect.

Seriously, if they still pursue after this, you have them by the balls. A letter like this will shut just about any credit agency up. (if they are actually in the wrong)

Do not listen to this idiot.

Dealing with the collection agency will do nothing. Get written proof from Tmo that your account has a zero balance, then dispute the neg on your credit report using the proper means. Doing what this idiot says will just waste your time.