I damaged the latch on the battery compartment of my camera (SD550). I sent it off to Canon for repair, and called Visa for the extended warranty paperwork (1.5 years old). Not sure how much/if any Visa will reimburse yet. Today I got a quote for $135 to fix, or $175 for a refurb. The $40 isn't a big deal, just having a camera in better shape/working condition is more important..what would you do?