This deal sucks!!
$2500 initial deposit BUT you need
$6000 min to waiver 9.50 monthly charge and if not met waiver, every check costs $.50!!
So if you just put in $2500 and not write any checks for the four (4) months (you'll get the Palm in 60 days, but you need to keep account active for 4 months!) that equals to 9.50x4=$38 dollars! The street price is around $110, but include writing 5 checks per month, then 5(checks)x4(months)x.50(per check)=$10
SOOO
$38 montly fee plus
$10 writing checks (assuming writing minimal checks, god forbid if you write a lot of checks

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$48 payment for the palm, which is probably what the citibank pays for them anyway.
Take you money and invest into a mutual fund for 6 months and you'll get more than that.. Let's close this before anyone else get their hopes up high... Then ofcouse if you have the money and happen to be looking for this type of an account, then look no further...