I think Citi is BS me. I opened the account on Friday and faxed in my info. On Saturday, I got an Experian alert that something has happened to my credit report. When I checked, it was just a simple inquiry by Citi (which I thought was strange, why would they check my credit rating for opening a checking account w/ them). Then yesterday (Monday), I received the banking card w/ temporary code for my atm card. I called Citi to asked about my account info and account number so I can transfer money into the account. And guess what, the account person told me that my account has been CANCELED!!! She can't discuss the reason w/ me and I should receive a letter of explanation soon. So, I told her if my account was canceled, why did I receive an ATM card? She said it was an automated system, every person will receive their atm card no matter what. And the card is useless because my account has been canceled!!! So, I thought it was strange, I called my friend, who also applied the same checking account the same day as me. He said that he never received any atm card, he only received a letter from Citi that his request to open an account was declined. So, what is going on here? No, it is not my credit problem, I don't own any money and I have a very good pay job...
I hope you guys can get the deal....but I am very disappointed w/ Citi none of less...