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Free Credit Report

you usually have to sign up for some credit monitoring service that's free for like a month, but automatically renews itself for like $20 a month
 
You wanna see your credit report? Apply for a loan you know you'll never get. When you get denied, they allow you to see the report for free.

It might be less trouble to just pay for it.

Credit reports are scary. They know where you sleep man!

 
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