I signed up for the free month of FreeCreditReport.com. I forgot to cancel and see a charge on my account for $12.95. Of Course that is how they make their money. Anyways I was going to cancel the membership and the woman informed me that I can get a $25 Visa gift card if I stayed on for a few more days. I waited and got the gift card. I then proceeded to cancel my membership. After all was said and done I made $12.05 in the form of a Visa Gift Card.