Fraudulent CC charges; need advice

[MichaelD]

I logged in to check out one of my CCs today; I usually pay on it around this time of the month.

There was a message from the bank: "Your account has been flagged for suspicious activity. Call this number."

I don't see why the charges were suspicious; paid a cable TV bill and bought furniture, but I'm glad they flagged it.

The charges were only $150 total, but I did not make them. They were still pending, so they couldn't say where they were made from.

They cancelled the card and are sending me a new one. I will have to dispute the charges when they post...that's gonna suck.

What concerns me is HOW THE HELL someone got my CC#? I don't get paper statements, I shred anything that has even my NAME on it. I have no spyware on my system or anything.

I'm going to order a Credit Report and see what's on there.

I've checked all my other accounts and everything looks OK. Is there anything else I should do? This sucks.

 

[KLin]

I bet it was dug777.

 

[aircooled]

Have you used it in a restaurant? Waiter takes card gets all the info before bringing it back.

 

[MichaelD]

Originally posted by: aircooled
Have you used it in a restaurant? Waiter takes card gets all the info before bringing it back.

I haven't used it at all lately.

I just looked; last time I used it was early March at a fabric store and Target the same day.

*edited for clarity

 

[MichaelD]

Bump. Dammit, all of you haven't even gotten up yet! Wake the hell up; you're gonna be hungover ANYWAY. I need advice!

 

[tw1164]

I won't waste your time trying to figure it out. Whoever took your CC# may have done it months agos, and are now just using it.

 

[aphex]

My parents had this happen to both their debit card and their CC with another provider. Turns out some employees from a super walmart around the corner were lifting people's #'s.

Surprizngly, both banks were VERY quick to pick up on the fradulent charges, even though they were all made in relatively the same area.

 

[MichaelD]

Thanks guys; I feel a little better now.

I've always been super careful with my personal info. I've only had bad stuff like this happen one other time and it was with an online seller of computer cases (Gigacase.com, don't buy from them!) they had an employee was lifting CCs. That got taken care of quickly too.

Hopefully, this is an isolated thing. I will be carefully watching all my accounts though. What bothers me most is that I don't use this card! I use my debit card a lot more...2x a week, at least. Scary shiat.