After a couple months of running WinXP, I ran into this same problem. When I login into windows and after the annoying Creative splash screen, but computer seems to stop and seeks for like 20 seconds and when it stops, then all my programs load. It is really annoying. I have the boot order in bios, hdd, fdd, and cd-rom, but I don't see how that matters. I have floppy seek on, but that kind of seek seeks when it boots up not when I login.