Fleet or Citizens bank?

[Spooner]

Which do you prefer and why?

I'm currently a Fleet member thinking about switching to Citizens.

 

[VBboy]

Citizens: if you have $5,000 in your Circles Checking Account, there is no monthly fee and checks/ATM unlimited usage is also free.

P.S. I don't have $5,000 so don't try to rob my house 🙂

 

[malbojah]

I had fleet. Didn't mind it. But they bought one too many banks and had to sell the branch I was at so now I'm with Rockland Trust.


And yes I voted for keeping my money under the mattress, but in my case, it's in a 5 gallon pickle bucket.

 

[Bignate603]

I like Fleet, they've treated me well.

 

[MichaelD]

Do you qualify for membership at a local Credit Union? CUs are much better than banks AFA fees go. I pay nothing per month. Nothing. No minimum balance, free checking and first 20 ATM transactions are free (providing you use the CUs' ATMs)

 

[Colt45]

you need

"i keep my money in my 5 pocket jeans"
"i keep my money in my bib overalls"
"i ain't got no money"

 

[Spooner]

Originally posted by: MichaelD
Do you qualify for membership at a local Credit Union? CUs are much better than banks AFA fees go. I pay nothing per month. Nothing. No minimum balance, free checking and first 20 ATM transactions are free (providing you use the CUs' ATMs)

Branches mean nothing to me. I'm an onliner. I pay all my bills, balance my books, and manage my accounts online.

I'm currently being billed $4.50/month to do this with Fleet. Plus I get HAMMERED by them if I use another bank's ATM. $1.50 ATM fee, then fleet charges me ANOTHER $1.50

grrrrr

 

[Storm]

Originally posted by: VBboy
Citizens: if you have $5,000 in your Circles Checking Account, there is no monthly fee and checks/ATM unlimited usage is also free.

P.S. I don't have $5,000 so don't try to rob my house 🙂

I had Citizens when I was in college, no problems with them. Switched over to Fleet since they were the only one around that didnt charge stupid monthly fees.

Edit
Ahh Spooner. I think not doing it online is better, since you have actual paper statement to back any claims up. I guess you could always print out your history when you manage your account online. Citizens has a $1 service fee for using ATMs not associated with Citizen.

 

[bunker]

Whenever choosing a bank, one of my top reasons for choosing is the location and quantity of their atm's. I do a lot of my banking at them.

 

[Spooner]

Originally posted by: bunker
Whenever choosing a bank, one of my top reasons for choosing is the location and quantity of their atm's. I do a lot of my banking at them.

i agree, and up to this point, Fleet had WAY more atm's in the boston area

since a couple years ago, Citizens has added many ATMs and have taken over both supermarket chains in the area.

 

[bunker]

Originally posted by: Spooner

Originally posted by: bunker
Whenever choosing a bank, one of my top reasons for choosing is the location and quantity of their atm's. I do a lot of my banking at them.

i agree, and up to this point, Fleet had WAY more atm's in the boston area

since a couple years ago, Citizens has added many ATMs and have taken over both supermarket chains in the area.

That's why I chose Wachovia down here, they took over the ATM's in one of the huge gas station chains.

 

[Spooner]

 

[malbojah]

Originally posted by: bunker

Originally posted by: Spooner

Originally posted by: bunker
Whenever choosing a bank, one of my top reasons for choosing is the location and quantity of their atm's. I do a lot of my banking at them.

i agree, and up to this point, Fleet had WAY more atm's in the boston area

since a couple years ago, Citizens has added many ATMs and have taken over both supermarket chains in the area.

That's why I chose Wachovia down here, they took over the ATM's in one of the huge gas station chains.

One thing I liked about the Wachovia atms in the Jacksonville, NC area was they dispensed $5 bills

 

[amdforever2]

Bank of America

 

[Spooner]

Originally posted by: amdforever2
Bank of America

 

[Gibson486]

don't all banks charge you for using other bank's ATMs?

 

[FoolishMcNasty]

check your local citizens bank...the one near my work is having a special...free life-time account with opening balance of $50, plus a free fast pass transponder (value of $27)...sounds pretty good to me...

 

[Spooner]

Originally posted by: FoolishMcNasty
check your local citizens bank...the one near my work is having a special...free life-time account with opening balance of $50, plus a free fast pass transponder (value of $27)...sounds pretty good to me...

don't need the transponder (already have one)

how does the free account work? online banking included?

 

[yobarman]

i chose fleet because it is the only bank i know of that is in Rochester and Philadelphia.

they've treated me decent so far

 

[FoolishMcNasty]

Originally posted by: Spooner

Originally posted by: FoolishMcNasty
check your local citizens bank...the one near my work is having a special...free life-time account with opening balance of $50, plus a free fast pass transponder (value of $27)...sounds pretty good to me...

don't need the transponder (already have one)

how does the free account work? online banking included?

not sure about free on-line...i didnt really listen to the whole deal, i already have an account with citizens and when i was cashing my pay check, they offered me that deal...didnt have the time to sign up then, i'll go back this week...all i know is that is runs thru 2/14 or 2/15.

hope this helps...