F'in thieves

[RKS]

My wife uses a debit card for everyday purchases. She normally keeps less than $1000 in the account and may make purchases each day totalling under $100 usually closer to $50.

She checked her account today and there were two purchases, the first was at a Walmart about 20 miles away at 10:30 this morning for about $350 and the next was at a Krogers about 25 miles away at 8:00 PM for about $320.

My wife has only a single plate and the purchases were made in-store (according to the csr at 5/3). The only time she remembers handing the actual card to someone was at a small nail salon on Friday and I gave it to the bartender at a Red Robin for a takeout meal yesterday. Everywhere else, we swipe it ourselves.

I guess it's pretty easy to create a new card with someone else's info???


UPDATE 7/9/09

The detective gave my wife pics of the thief walking out of Walmart and Krogers. I guess he skimmed the the debit card. The guy was buying gift cards.

My wife was able to confirm the guy as the cashier at a local nail salon that she had visited a day before the illegal shopping spree. The perp is a Vietnamese guy in his mid 30s. Besides burning the place down; what else should I do? :evil: I really don't want to let the authorities handle it and have all the fun.

 

[zerocool84]

Originally posted by: RKS
My wife uses a debit card for everyday purchases. She normally keeps less than $1000 in the account and may make purchases each day totalling under $100 usually closer to $50.

She checked her account today and there were two purchases, the first was at a Walmart about 20 miles away at 10:30 this morning for about $350 and the next was at a Krogers about 25 miles away at 8:00 PM for about $320.

My wife has only a single plate and the purchases were made in-store (according to the csr at 5/3). The only time she remembers handing the actual card to someone was at a small nail salon on Friday and I gave it to the bartender at a Red Robin for a takeout meal yesterday. Everywhere else, we swipe it ourselves.

I guess it's pretty easy to create a new card with someone else's info???

Well yea. That's why you shouldn't shop at places that need to write down your credit card info to purchase things.

 

[Tiamat]

Call the bank, they should credit you back the funds, cancel the card, send a new one, and launch an investigation.

 

[Red Squirrel]

It's gotten bad these days. It's scary really. Credit cards are even easier. Just takes someone with a good camera and zoom to snap a pic of it while you are holding it, then they can go on an online shopping spree and there's F all you can do about it until you cancel the card. I'm guessing same goes with debit cards but those have to be swiped and they need your pin... I think. I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

 

[Baked]

Your wife's debit card must have some bitching rewards.

 

[RKS]

Originally posted by: Tiamat
Call the bank, they should credit you back the funds, cancel the card, send a new one, and launch an investigation.

I actually work backwards than some ATOTers. We called the bank, cancelled the card, etc. and then I posted. :laugh:

Originally posted by: Baked
Your wife's debit card must have some bitching rewards.

yup, you get your own personal shopper after a daily $50 purchase. :laugh:

Originally posted by: zerocool84

Well yea. That's why you shouldn't shop at places that need to write down your credit card info to purchase things.

Unfortunately neither place actually writes anything down nor uses the old-fashioned imprint thing.

 

[Crusty]

Originally posted by: RedSquirrel
It's gotten bad these days. It's scary really. Credit cards are even easier. Just takes someone with a good camera and zoom to snap a pic of it while you are holding it, then they can go on an online shopping spree and there's F all you can do about it until you cancel the card. I'm guessing same goes with debit cards but those have to be swiped and they need your pin... I think. I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

How does that work when you need the billing address + security code on the OTHER side of the card to buy something online? Do you actually know anything about CC fraud or are you just making shit up and posting?

 

[Tiamat]

Originally posted by: RKS

Originally posted by: Tiamat
Call the bank, they should credit you back the funds, cancel the card, send a new one, and launch an investigation.

I actually work backwards than some ATOTers. We called the bank, cancelled the card, etc. and then I posted. :laugh:

:laugh: :thumbsup:

 

[Red Squirrel]

Originally posted by: Crusty

Originally posted by: RedSquirrel
It's gotten bad these days. It's scary really. Credit cards are even easier. Just takes someone with a good camera and zoom to snap a pic of it while you are holding it, then they can go on an online shopping spree and there's F all you can do about it until you cancel the card. I'm guessing same goes with debit cards but those have to be swiped and they need your pin... I think. I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

How does that work when you need the billing address + security code on the OTHER side of the card to buy something online? Do you actually know anything about CC fraud or are you just making shit up and posting?

I'm assuming that the person managed to get good pics of all required info. If you're just standing at the cash waiting and have it in your hand and twirling it around it gives enough exposure. I'm sure most people don't even think of this when taking out their card.

Stores require signatures but online does not as how would you do it? Normally they need the number, expiary date, full name, and the 3 digit pin on the back. These pieces of information can lead a theif to a pretty nice newegg shopping spree. I'm sure someone who knows what they are doing won't put their real info on their account, use a chain of proxy servers, and have special shipping instructions so their real address is never revealed.

This happened TWICE to my mom. Some totally random fraud charges appeared on her card and she had to cancel it. We never found out how they got all the info but I'm guessing it's someone who visibly saw her card or one of those random cc number generators. They basically brute force shopping sites until it goes through with random numbers/names etc. Crazy to think some even get it right given all the combination of data required. These people know what they're doing though.

 

[Crusty]

Originally posted by: RedSquirrel

Originally posted by: Crusty

Originally posted by: RedSquirrel
It's gotten bad these days. It's scary really. Credit cards are even easier. Just takes someone with a good camera and zoom to snap a pic of it while you are holding it, then they can go on an online shopping spree and there's F all you can do about it until you cancel the card. I'm guessing same goes with debit cards but those have to be swiped and they need your pin... I think. I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

How does that work when you need the billing address + security code on the OTHER side of the card to buy something online? Do you actually know anything about CC fraud or are you just making shit up and posting?

I'm assuming that the person managed to get good pics of all required info. If you're just standing at the cash waiting and have it in your hand and twirling it around it gives enough exposure. I'm sure most people don't even think of this when taking out their card.

Stores require signatures but online does not as how would you do it? Normally they need the number, expiary date, full name, and the 3 digit pin on the back. These pieces of information can lead a theif to a pretty nice newegg shopping spree. I'm sure someone who knows what they are doing won't put their real info on their account, use a chain of proxy servers, and have special shipping instructions so their real address is never revealed.

So you walk into a store with a high res camera and stand there taking pictures of people paying with credit cards hoping they 'flash' both sides long enough to get a good enough picture to read the numbers. :laugh: You realize that the person who stole the card needs the billing address of the victim right? There's no way someone could do all of that AND get the billing address needed without stalking the victim at some point.

It's just not plausible in any sort of fashion.

 

[xanis]

This happened to me not too long ago. Someone got my debit card number and tried to make a bunch of huge purchases for $250+. Luckily, I was poor at the time and had ~$100 in my account, so none of the transactions were approved. Got a new card, put up a fraud alert just in case, and everything turned out fine.

 

[Red Squirrel]

Originally posted by: Crusty

Originally posted by: RedSquirrel

Originally posted by: Crusty

Originally posted by: RedSquirrel
It's gotten bad these days. It's scary really. Credit cards are even easier. Just takes someone with a good camera and zoom to snap a pic of it while you are holding it, then they can go on an online shopping spree and there's F all you can do about it until you cancel the card. I'm guessing same goes with debit cards but those have to be swiped and they need your pin... I think. I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

How does that work when you need the billing address + security code on the OTHER side of the card to buy something online? Do you actually know anything about CC fraud or are you just making shit up and posting?

I'm assuming that the person managed to get good pics of all required info. If you're just standing at the cash waiting and have it in your hand and twirling it around it gives enough exposure. I'm sure most people don't even think of this when taking out their card.

Stores require signatures but online does not as how would you do it? Normally they need the number, expiary date, full name, and the 3 digit pin on the back. These pieces of information can lead a theif to a pretty nice newegg shopping spree. I'm sure someone who knows what they are doing won't put their real info on their account, use a chain of proxy servers, and have special shipping instructions so their real address is never revealed.

So you walk into a store with a high res camera and stand there taking pictures of people paying with credit cards hoping they 'flash' both sides long enough to get a good enough picture to read the numbers. :laugh: You realize that the person who stole the card needs the billing address of the victim right? There's no way someone could do all of that AND get the billing address needed without stalking the victim at some point.

It's just not plausible in any sort of fashion.

So why does CC fraud happen then? These people know what they're doing. They can even get your address through the internet. Remember that HTTPS exploit not too long ago? that's the perfect time for fraudsters to take advantage and crack SSL to get clear text CC info. I don't know much about their ways of doing stuff but I just know these people really know what they are doing and it's am arms race.

 

[Crusty]

Originally posted by: RedSquirrel
So why does CC fraud happen then? These people know what they're doing. They can even get your address through the internet. Remember that HTTPS exploit not too long ago? that's the perfect time for fraudsters to take advantage and crack SSL to get clear text CC info. I don't know much about their ways of doing stuff but I just know these people really know what they are doing and it's am arms race.

One word, phishing.

Nobody is cracking SSL anywhere, maybe MITM attacks but that's certainly not cracking SSL.

 

[GodlessAstronomer]

Originally posted by: RedSquirrel
I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

Every ATM I've used (to my knowledge) uses the same tone for each button, so this shouldn't be an issue. It would be tremendously stupid to use a different tone for each button like a phone.

 

[PieIsAwesome]

This is why I dont use my debit card for anything. Don't like money being pulled directly from my checking account.

 

[Crusty]

Originally posted by: GodlessAstronomer

Originally posted by: RedSquirrel
I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

Every ATM I've used (to my knowledge) uses the same tone for each button, so this shouldn't be an issue. It would be tremendously stupid to use a different tone for each button like a phone.

I've never even used an ATM that beeps when you press buttons.... but one that beeps with the same tones as a phone? :laugh:

 

[randomlinh]

Originally posted by: RedSquirrel
So why does CC fraud happen then? These people know what they're doing. They can even get your address through the internet. Remember that HTTPS exploit not too long ago? that's the perfect time for fraudsters to take advantage and crack SSL to get clear text CC info. I don't know much about their ways of doing stuff but I just know these people really know what they are doing and it's am arms race.

do you know how easy it is to skim a CC these days? the devices keep getting smaller.

we have a mag strip reader and for the hell of it, skimmed my card. poof, lots of info, and I'm guessing they can probably do something with that. and of course, phishing online.

but taking a picture? do you know how LONG that would take to get a good number of cards? That is utterly ridiculous. It might work if you take the department store scenario and someone is using the security cams, but that is highly unlikely.

people have better luck digging through the trash. oh yeah, that's another method.

 

[coloumb]

Originally posted by: PieIsAwesome
This is why I dont use my debit card for anything. Don't like money being pulled directly from my checking account.

This :thumbsup:

Get a credit card [with rewards of course] and just pay off the balance.

It's really not difficult to obtain the CC info - gas attendant, waiter at a restaurant, etc - you hand them your card with the trust they won't copy down your CC info.

I did see a show on how easy it was to actually obtain your debit card info - they would purposely plant someone to distract you while you were using your card at the machine or install a device that looks exactly like the debit card swipe reader that would read all the necessary info.

 

[RKS]

update in original post

 

[Kadarin]

I'd be interested in seeing a future update where the guy gets arrested for fraud.

 

[Gibson486]

lol....this is why stop and shop no longer lets you buy gift cards with credit cards.

 

[edro]

Correction, YOU DONT HAVE PICS!

 

[QueBert]

Originally posted by: Crusty

Originally posted by: RedSquirrel
It's gotten bad these days. It's scary really. Credit cards are even easier. Just takes someone with a good camera and zoom to snap a pic of it while you are holding it, then they can go on an online shopping spree and there's F all you can do about it until you cancel the card. I'm guessing same goes with debit cards but those have to be swiped and they need your pin... I think. I hate ATM machines that produce "beep" sounds when you put in your pin. Anyone familiar with phone freaking will know why this is the most retarded concept ever.

How does that work when you need the billing address + security code on the OTHER side of the card to buy something online? Do you actually know anything about CC fraud or are you just making shit up and posting?

Not all sites need that info, on Mothers Day my mom was ordering flowers for her mom online and accidently pressed submit before she even entered the exp date. The order went thru, she called and they said it wasn't a mistake it went thru. And it was being shipped to an address that the card wasn't even tied to. Wasn't a small site either, it was FTD I believe. Many sites have strict info you need to process an order online. But the 2 main sites I use both need only my name + cc number + exp, all of which you can see clearly on the front of a card. No address or CV code required.

 

[lxskllr]

Originally posted by: RKS
The perp is a Vietnamese guy in his mid 30s.

I knew he was Vietnamese when you first posted the crime. You can't trust those those guys. I always keep my distance when I see them lurking about town.

 

[zinfamous]

Originally posted by: edro
Correction, YOU DONT HAVE PICS!

this