EXTRA THOUSAND DOLLARS IN MY ACCOUNT!!

[Syringer]

:Q:Q:Q

So I use Bank of America..and yesterday I had about $2100 in my account, and then made a purchase of $995 using that account with my debit card..checked my balance online and it read a thousand something, and today deposited a check for $1018, so it should be right around $2k or so.

Right now though, I just checked my balance online, and it reads $3117!

I made the deposit through an ATM machine, and I'm positive I punched in the number correctly. I didn't get a printout of my balance, but right now I'm looking at my online balance and it has an extra thousand.

I can only imagine that my purchase was cancelled for some reason..but it was actually towards a non-refundable cause (don't ask what it is), so it seems unlikely that happened.

Do banks usually make a mistake like that, or what?

 

[MercenaryForHire]

No. Not usually. I'd advise you contact your bank pronto and ask them what's up.

- M4H

 

[Angrymarshmello]

The $995 purchase probably didn't post to your account - purchases made with debit cards take several days

 

[dquan97]

Did you check your balace after making that purchase? I wonder if the charge was just late in being posted

 

[Syringer]

Originally posted by: Angrymarshmello
The $995 purchase probably didn't post to your account - purchases made with debit cards take several days

Like I said, I checked my balance last night, and it read $1100 or so..so it was reflected as of last night.

 

[Zim Hosein]

Purchases sometimes take more than 24 hours to show up in your account Syringe

 

[aphex]

Your purchase might not have fully cleared yet.... I.e. Its on hold.

I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

 

[Danman]

Originally posted by: Angrymarshmello
The $995 purchase probably didn't post to your account - purchases made with debit cards take several days

 

[Syringer]

Originally posted by: aphex
Your purchase might not have fully cleared yet.... I.e. Its on hold.

I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

Ah, interesting..

 

[rudeguy]

Originally posted by: aphex
Your purchase might not have fully cleared yet.... I.e. Its on hold.

I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

yeah...thanks for making that egay purchase from me aphex....you life sized Gary Coleman blow up doll should be there any day!

 

[bubbadu]

I've had the same exact thing happen to me.. according to my bank they say "holds" go in and out often... so it probaly just cleared then showed back up again... hey i know its wierd ... thats why i hate banks

-Bubbadu

 

[aphex]

Originally posted by: Syringer

Originally posted by: aphex Your purchase might not have fully cleared yet.... I.e. Its on hold. I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

Ah, interesting..

When it dissapears the day (possibly day after) you spend it, its just being allocated to make sure you have the funds... Its not actually 'gone' from your account... The next day the unallocate it, which makes it seem as if its back in your account....

Dont worry, it will be gone in 2-3 days...

 

[aphex]

Originally posted by: rudeguy5757

Originally posted by: aphex Your purchase might not have fully cleared yet.... I.e. Its on hold. I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

yeah...thanks for making that egay purchase from me aphex....you life sized Gary Coleman blow up doll should be there any day!

Hey now! I ordered the Michael Jackson and you DAMN WELL KNOW IT!

 

[aphex]

Originally posted by: rudeguy5757

Originally posted by: aphex Your purchase might not have fully cleared yet.... I.e. Its on hold. I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

yeah...thanks for making that egay purchase from me aphex....you life sized Gary Coleman blow up doll should be there any day!

Hey now! I ordered the Michael Jackson and you DAMN WELL KNOW IT!

 

[rudeguy]

Hey now! I ordered the Michael Jackson and you DAMN WELL KNOW IT!

they come as a set...anything oriented with Michael Jackson has to have a little person assoicated with it:Q

 

[Alistar7]

Originally posted by: aphex

Originally posted by: rudeguy5757

Originally posted by: aphex Your purchase might not have fully cleared yet.... I.e. Its on hold. I used my debit card for $1200 a few weeks ago.... Right after i used it the money was gone for a day, but then was returned to my account for another 4 days, and then back out....

yeah...thanks for making that egay purchase from me aphex....you life sized Gary Coleman blow up doll should be there any day!

Hey now! I ordered the Michael Jackson and you DAMN WELL KNOW IT!

They come as a set...

Maybe your income tax was direct deposited????

 

[eakers]

just so you know, banks don't usually lose 1000 bucks, i can almost guarentee that if its an error they will notice and take it out.

 

[kami]

Originally posted by: eakers
just so you know, banks don't usually lose 1000 bucks, i can almost guarentee that if its an error they will notice and take it out.

yeah so get some brownie points and point it out before they do. i have heard of banks giving rewards for pointing out errors before.

 

[Angrymarshmello]

Aphex is right...think just a few weeks ago they implemented the "purchase pending" thing online...

 

[Aves]

Originally posted by: eakers
just so you know, banks don't usually lose 1000 bucks, i can almost guarentee that if its an error they will notice and take it out.

definitely

 

[Dragnov]

BofA processes the largest amount first whether it be a deposit or a withdrawl.

So in other words its showing the tentative balance of the $2100 + $1018 right now. Just wait a bit, and the $995 will be charged AFTER the $1018 as thats teh larger amount.

 

[Sketcher]

Daylight Banking time. You know, like Daylight savings time .

Once, the payroll Dept. for my company issued a Bonus to one individual in the amount of $1,500.00. A mistake was made in the processing however, and that amount was given to 44 people (Direct Deposited no less!!).

Anyway, my bank verified the deposit was legit on their end and that my Company sent it - I checked with our Acct. Dept and they said the deposit would be reveresed by the next business day.

 

[UNCjigga]

Bank error in your favor. Collect $1000. Send thank you to Parker Brothers.

Seriously though, I have a BofA account and I'm $1000 short today. Can you paypal it back to me? Thanks!