Exchanging Funds for FS/FT.... What is your choice?

[bob4432]

Been w/ PP since around 2000, and have done many transactions through them. I feel comfortable w/ the, but I know a lot of people would rather use alternative methods as the fees get pretty heavy for high dollar items. For me, PP gives me a good secure feeling as I have had my fair share of issues over the years w/ less than honest people.
So, my question to you is what are popular alternatives to PP that offer security & conflict resolution should the need arise.
I would also like to be able to use a CC as payment to keep another layer of security than a Debit Card or a direct connection into my bank account gives, and ATM crypto is too volatile, at least ATM.
What have you tried and what have you kept on using and feel comfortable using for the foreseeable future?
This will be mostly for forum / OfferUp / eBay (if possible) etc. transactions w/ the ability to do F2F when necessary - would rather not go somewhere w/ a person knowing I have $XThousand in cash on me...
FWIW, running an Android device if that even matters as I am assuming whatever would be cross pollinated to Android, Apple, Google, MS etc.

Educate me with what has worked very well for you.
Thanks,
Bob

 

[deadlyapp]

I haven't looked at any other solutions other than Paypal that I would ever consider for a non F2F or known party. If known party or F2F I use Venmo, Zelle (Chase Pay), or other similar without issue.

I minimize my non F2F transactions these days for this reason. I loathe paypal but don't feel comfortable using anything else that wouldn't cost a fortune (eg some sort of 3rd party escrow service).

 

[Captante]

Never had an issue with Paypal. (been fortunate)