Ethical/legal question about car insurance

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JEDI

Lifer
Sep 25, 2001
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Originally posted by: Lonyo
Is it legal/ethical to put down an address for your residence that is not where you will spend most of your time?

I'm a student, and 6 months of the year I am at university (which is a fairly high crime area). My dads home (I live with him) is a reasonably low crime area, but he'll probably be moving somewhere around the time my renewal comes up.
My grandmother lives in a very low crime area, and putting her address as my address would save me probably at least 25% on my renewal.

Is it ethical to put down the cheapest address I have available to me?
As far as legalities, I was split 6mo at uni and 6mo at home for this year, and I put my home adress because it was cheaper, and the insurance co was OK with that, and I did tell them the car would be at different places for half the year.


Cliffs:
I have 3 choices for an address for car insurance.
I can save a lot of money by putting down an address I don't live at. (25%)
Should I do it?

ask PAB