If your compressor is locked, your belt will just slip by it (and heat up the pulley such that once you stop the car, the belt will cook, and break). It's not going to hold back an engine of reasonable power.
Ask me how I know what happens... :/
What sucks is when the belt shreds and wraps itself around every accessory.
I actually had a Corolla with a belt that went and wrapped its fibers all around the the gap between the AC pulley and the compressor. I did the right repair- new belt, new compressor; but I actually had just assumed the belt committed the murder and not vice versa...durp, random hindsight is 20/20.
I forgot to say, OP, how did you/they deem that the engine was locked, again? You need to put a breaker bar on the crank bolt and see if it moves at all, in either direction (you may break the bolt loose when going CCW, but if that happens, the engine's toast, anyhow).
If you can move it a certain amount, and then it stops at the same point every time, that's usually a bent connecting rod. If it's just absolutely jammed in place, that's usually a spun main or rod bearing. Rod bearings usually go first, which basically welds the rod to the crank journal.
Oh, and remember that 'no oil on the dipstick' is not the same as 'no oil.' Popping the drain plug and seeing what comes out (oil, sludge, metal, coolant, Jimmy Hoffa...) may tell a story.
As little as 1 qt below the 'low' mark on the stick (which would technically be 2 quarts low) can cause it to not read at all. The stick tyically won't touch the bottom of the pan, whereas the pickup for the oil pump should be very close to it. So it may just be a coincidence that you had low oil (but not none) and the engine 'sploded.
If you have access to the car (if it's not on a rack at the shop) and some basic tools, I can give you a few pointers for trying to figure out exactly what happened, should you like.
edit: and if you're in TN, let me give you my card.
