EEEK!!! Insurance costs...

[vi edit]

Just checked insurance costs on a couple cars:

Current Car - '95 Mercury Mystique, 2.5L 6cyl, 5spd (160HP)
Pay - $447 every 6 months

Looking at - 2001 VW GTI w/ 1.8t, 4cyl, auto engine (150HP)
Pay - $744 every 6 months (increase of about $600!!! :Q)

Looking at - 2000 Ford Contour SVT, 2.5L, 6cyl, 5spd (200HP)
Pay - $517 every 6 months (increase of about $140 a year)

Looking at - 1998 Audi A4 1.8t Quattro, 4cyl, Speed (150HP)
Pay - $450 every 6 months (Increase of $6 dollars!!!!)

WTF??? I only have to pay $6 more a year for the Audi, but the VW costs me $600??? What's up with that?

Also, the SVT is by far the most "sporty" car out of the bunch.

 

[StageLeft]

Probabaly on account of how many young people do you see driving around wrecking audis? Now how many do you see with riced up VWs?

Get the audi!! BTW I Like the "Speed" transmission in the Audi!

 

[BigSmooth]

The SVT is not going to be as expensive because it is domestic and theoretically less costly to repair.

I think the reason the VW is so expensive is that it is also sporty, and it is a foreign make which would cost more to repair. They might also have a high rate of being stolen or poor reliability records, I don't know.

I'm actually surprised the Audi is as cheap as it is. Better safety features, perhaps?

 

[denali]

Well the Audi is used and the VW is new this might be a factor.

 

[vi edit]

All these prices are through Allstate...I know, it's allstate, but they came in $700 cheaper than Gieco and a couple small agencies in the area. This is with the same deductables and coverages - $500 deductable, and the second highest medical coverages we could choose.

I'm 22, graduated in May of 2000, but my ins. man is still giving me a good student discount Sweet! He'll give me the good student discount for another 2 years! Kick ass! By then I'll pretty much be 25 and/or married, and will have even lower rates.

 

[vi edit]

Dunno, he said the VW was expensive because it was German. And that makes the Audi what???

 

[Viper22]

Ok here we go:

1996 Ford Escort Manual Trans - $844 every 6 months

2001 VW Passat GLX i just bought - $1192 every 6 months

Full insurence and being onl 21 kind of sucks sometimes.

Viper22

 

[vi edit]

Ouch!! Viper22. That stinks, your escort is still more expensive than what my VW would cost.

You guys up there in the NE just get hammered when it comes to insurance costs! :Q