You should _not_ hear noise from a digital output. If you do, the noise is coming from somewhere else.
There are only a few reasons to have a sound card:
1) You are a music producer / musician, and need low latency audio I/O, MIDI, and quality analog
2) You are an audiophile, who wants analog output - or has problems with his onboard digital output (i.e. can't get bit-perfect results, or lacking either coax or S/PDIF)
3) You are a gamer who really really does want the very latest EAX and is willing to fork out $$$ for an X-Fi
4) You are a general purpose user, but your speakers don't have digital input (or it's problematic), and you want better sound than the onboard can deliver
I fall into groups 1, 2, and 4. I have an E-Mu 0202 USB that I carry between work and home. I use it on my laptop and my desktop, and it's phenomenal. It's average latency in ASIO mode inside Ableton Live is under 10ms for 96 KHz. Its analog outputs are amazingly good - they utterly destroy my onboard - hands down. It has two mic / guitar pre-amps with variable gain, and a surprisingly good headphone amplifier. It's an amazing device for ~$130.
Still, it has no digital I/O at all, and doesn't do multichannel either. That pretty much ends the discussion when it comes to watching movies.
My speaker system is a Klipsch ProMedia 5.1 setup, but one of the older models without digital I/O. So - that means analog only. I connect to my onboard - whatever 7.1 channel SoundMAX that Asus decided to put on the P5K-E. I'm lucky, it's not noisy and has good drivers. The audio quality isn't particularly impressive - laughable even, when I plug my headphones directly into it versus the 0202. But, its certainly good enough for the occasional 5.1 movie. Gaming, music, etc... all happens through the 0202 and my headphones, or the Klipsch's auto 2ch -> 5.1ch upmix.
Now, I used to have an Audigy2 ZS, and it wasn't too bad. Better analog than the onboard, but not by much. It also has _absolutely dreadful_ drivers for Vista.
I don't miss the EAX at all.
The only game I play these days is WoW and its software based effects sound rather good. Actually, its 5.1 positioning sounds very good through the onboard.
So, getting back to your case it sounds like you are probably in group #4. In that case, you're looking at Auzentech, which is good!
I think the Cinema is your best bet. DTS connect is great for pushing 5.1ch through the S/PDIF, and it has good analog in case your speakers' digital I/O seems goofy.
~MiSfit
~MiSfit