You will always get better overall system performance by using a combination multiplier/FSB overclock. See my sig below. I would much rather run at 982MHz with my FSB at 109 (105/35 + 4), and my RAM at 144MHz CAS2 Turbo, than a GHz with the FSB at 100 and RAM at 133. Make sure that your RAM is set at Host CLK + PCI CLK. If it gives you trouble, try bumping your I/O voltage to 3.40.
EDIT: I have my multiplier set at 900.