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Pardon me Howard, and in all due respects, I have seldom seen a bigger crock of hohhie about a factual matter. To start out with, a TN coating does not simply wear out, as the wear mechanism in a drill is not simply at only the cutting edge, when its often at the rake surfaces. Have you ever seen what happens to a properly ground drill after its drilled thousands of holes? The rake surfaces will be filled with hundreds of little black dots, caused by transference of material from the material being drilled into the rake surfaces. Which is what a TN coating is very good at preventing.
As I also doubt you understand anything about steel alloys. Maybe in a very simplistic sense someone can argue pure iron is a homogenous material, but as soon as carbon and other alloying materials are added, it becomes a micro crystalline layered material that is anything but homogenous. Even a medium carbon steel properly annealed becomes layers of pearlite and carbon due to the allotropic properties of the crystalline cubic properties of iron. That can crystallize into a body centered or face centered structure crystal depending on temperature. And that is only if the Steel is very slowly annealed which can risk grain growth. If it cooled too fast without a per say hardening effect from super rapid cooling, Katie bar the door as mill supplied output from basic oxygen processed scrap steel. As one lot of say 1020 steel could be very easy to machine, and the next lot could be almost 50 Rockwell C. Stainless steel is not the only bitch material to machine.
Then Howard, you have too much faith in the amateurs machinist ability to learn how to machine hard to machine materials. When metallurgical science and uniform alloys of steel is a 20'th century development that has taken a lot of research and effort.