No. It' the game, and many are bad about that, Gamebryo being a poster-child. Games used to just have a fog of war, but they like real horizons now, and many games are half-baked, so you notice it more.
Drivers may select a different resolution for your desktop, based on querying the video card and monitor, when you change drivers. Usually, that's the native resolution, but not always. The objective is generally to select the highest resolution, refresh rate, and color depth supported by both the video card and monitor. Usually, the monitor is at fault, when it doesn't work, but older Intel IGPs, and common Silicon Image chips for DVI, can also be at fault. Ultimately, EDID isn't as simple as a straight-forward resolution and refresh rate list, and often isn't perfectly done.
If you are talking about games, that's all on the developers.