I believe (I'm gonna look it up when I get some time...) that with the error correction and redundant bits, and all the other stuff associated with wireless that the payload stays the same, but the overhead is very large ... i.e., a chunk of data that would make one exactly-max-sized Ethernet frame on a cable is much larger between the wireless client and the receiving system (ad-hoc or AP). The additional stuff is strictly there for managing the wireless connection (SSID, for example).
It might (IIRC) even be a mutation of PPP (you know how it goes... you pass the test and then forget everthing).
As long as it works satisfactorily, and I can't change it, it never really mattered to me....
FWIW
Scott