Does the DMV keep the title to your car?

[Phokus]

My fiancee can't find her title... she thinks the DMV (here in connecticut) might have it... is that possible? I never heard of DMV's keeping the title of your car before....

 

[waggy]

nope.

 

[akshatp]

Hell to the no..

Maybe the lienholder has a copy? (If there is a lien on the vehicle)

 

[JulesMaximus]

No, if you are still making payments on the car then the lienholder (bank) would hold the title. If you own the vehicle outright then you should have the title.

 

[halik]

no way

 

[daveshel]

The DMV would have to redo the title to relfect the new lender info, and she may not have gotten it back from them yet.

 

[Phokus]

Ok thanks guys.

 

[aircooled]

You can apply for a replacement title if you own the vehicle outright (at least you can in my state).

 

[alkemyst]

Originally posted by: Phokus
My fiancee can't find her title... she thinks the DMV (here in connecticut) might have it... is that possible? I never heard of DMV's keeping the title of your car before....

posts like these make my head assploded.

 

[Pepsi90919]

when i had a lien on my car the bank just took a photocopy of the registration...

what am i supposed to show cops when they demand it if i were to not have the registration?

 

[alkemyst]

Originally posted by: Pepsi90919
when i had a lien on my car the bank just took a photocopy of the registration...

what am i supposed to show cops when they demand it if i were to not have the registration?

WTF...the bank doesn't care about registration...they want title...title doesn't prove your car is registered.

 

[daveshel]

Originally posted by: Pepsi90919
when i had a lien on my car the bank just took a photocopy of the registration...

what am i supposed to show cops when they demand it if i were to not have the registration?

The title application.

 

[chuckywang]

Originally posted by: aircooled
You can apply for a replacement title if you own the vehicle outright (at least you can in my state).

Yep, prepare to shell out 50 bucks though.

 

[RossMAN]

Call the DMV and ask them?

http://www.ct.gov/dmv/cwp/view.asp?a=816&Q=244690&dmvPNavCtr=|#30283

I used to work in automotive finance and some states use "paperless titles".

 

[PAB]

Originally posted by: RossMAN
Call the DMV and ask them?

http://www.ct.gov/dmv/cwp/view.asp?a=816&Q=244690&dmvPNavCtr=|#30283

I used to work in automotive finance and some states use "paperless titles".

Exactly. In some states, the DMV gets notice of lien by a lienholder and they will hold title electronically. When lien satisfies, the DMV issues a paper title.

 

[thomsbrain]

Originally posted by: Pepsi90919
when i had a lien on my car the bank just took a photocopy of the registration...

what am i supposed to show cops when they demand it if i were to not have the registration?

title != registration.

 

[RossMAN]

Originally posted by: PAB

Originally posted by: RossMAN
Call the DMV and ask them?

http://www.ct.gov/dmv/cwp/view.asp?a=816&Q=244690&dmvPNavCtr=|#30283

I used to work in automotive finance and some states use "paperless titles".

Exactly. In some states, the DMV gets notice of lien by a lienholder and they will hold title electronically. When lien satisfies, the DMV issues a paper title.

This is rare but I agree with you.

 

[PAB]

Originally posted by: RossMAN

Originally posted by: PAB

Originally posted by: RossMAN
Call the DMV and ask them?

http://www.ct.gov/dmv/cwp/view.asp?a=816&Q=244690&dmvPNavCtr=|#30283

I used to work in automotive finance and some states use "paperless titles".

Exactly. In some states, the DMV gets notice of lien by a lienholder and they will hold title electronically. When lien satisfies, the DMV issues a paper title.

This is rare but I agree with you.

Why is it rare? I'm frequently right.

 

[alkemyst]

Originally posted by: PAB

Originally posted by: RossMAN

Originally posted by: PAB

Originally posted by: RossMAN
Call the DMV and ask them?

http://www.ct.gov/dmv/cwp/view.asp?a=816&Q=244690&dmvPNavCtr=|#30283

I used to work in automotive finance and some states use "paperless titles".

Exactly. In some states, the DMV gets notice of lien by a lienholder and they will hold title electronically. When lien satisfies, the DMV issues a paper title.

This is rare but I agree with you.

Why is it rare? I'm frequently right.

What does the title matter to DMV?

 

[PAB]

Originally posted by: alkemyst

Originally posted by: PAB

Originally posted by: RossMAN

Originally posted by: PAB

Originally posted by: RossMAN
Call the DMV and ask them?

http://www.ct.gov/dmv/cwp/view.asp?a=816&Q=244690&dmvPNavCtr=|#30283

I used to work in automotive finance and some states use "paperless titles".

Exactly. In some states, the DMV gets notice of lien by a lienholder and they will hold title electronically. When lien satisfies, the DMV issues a paper title.

This is rare but I agree with you.

Why is it rare? I'm frequently right.

What does the title matter to DMV?

Seeing as it conveys ownership, I'd say it matters.

 

[HardcoreRobot]

title is proof of ownership, why the hell would the dmv have it?

 

[HardcoreRobot]

if she has a loan on the car, the person who fronted her the money may hold on to the title until the car is paid off

i think. ive never bought a car.

 

[PAB]

Originally posted by: HardcoreRobot
title is proof of ownership, why the hell would the dmv have it?

Because the title says who owns it, and who REALLY owns it.

Example, you own a car

Owner: Hardcore Robot
Lienholder: GMAC

If you owe a ****** ton on it, effectively GMAC owns your car. A paper title has absolutely no purpose when GMAC is holding title, so it is held electronically until ownership actually needs to be transferred. Otherwise, you're making a sheet of paper that has no purpose.

Nice choice of words from someone who's never bought a car.