• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Does it hurt your credit rating to open a new bank account?

  • Thread starter Thread starter
  • Start date Start date

I'm thinking about opening a Free Checking account at BankOne because their online banking is so slick and fast and intuitive. I currently have checking and savings accounts at TCF Bank here in Ann Arbor. I know they look at your credit score when you open a new account, so will it hurt my credit rating to have 3 or four bank accounts open at the same time? I eventually want to close the TCF account, but I'll leave it open until I get my direct deposit all straightened out.
 
All banks normally check is to see if you are listed in ChexSystems and sometimes Telecheck. ChexSystems is a clearinghouse that banks use amongst themselves to list people who had their accounts closed due to problems.

Some banks run a regular credit check if you apply for a Visa/MC Check card but many of don't anymore.
 
Along that line, which bank has the best online banking? I've looked at all the demos and it looks like BankOne.
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top